Two Reno sisters lost their home to fire and insurance coverage due to high wildfire risk, illustrating challenges of insuring homes in fire zones and community emergency support efforts.

Reinsurers have yet to fully incorporate Florida's recent tort reforms into catastrophe models, affecting risk assessment and underwriting in the homeowners insurance market.

State Farm remains a stable choice for Florida homeowners amid hurricane risks, litigation challenges, and recent premium reductions by Citizens Property Insurance.

Homeowners insurance premiums are set to rise 8% in 2025, driving state-level reforms in California and Florida aimed at stabilizing markets impacted by natural disasters and regulatory challenges.

Explore how percentage-based deductibles in homeowners insurance affect claim payouts and risk-sharing after catastrophes like hurricanes and windstorms. Understand regulatory context and market implications.

A recent swarm of small earthquakes near Lake Greenwood, South Carolina, prompts emergency officials to advise residents on earthquake insurance coverage due to the region's seismic activity and associated risks for homeowners.

Explore how Oklahoma's Strengthen Oklahoma Homes program helps homeowners with aging roofs manage insurance coverage gaps through grants for storm-resistant roof upgrades.

Tropical Storm Erin prompts Florida homeowners to proactively review insurance coverage and prepare for the 2025 Atlantic hurricane season. Key insurance insights and storm impact updates.

U.S. homeowners insurance premiums increased 8.7% faster than inflation from 2018-2022, according to Treasury data, indicating rising costs and market shifts affecting policyholders nationwide.

Orion180 partners with Neural Earth to enhance homeowners insurance underwriting using AI-driven geospatial risk analytics, focusing on wildfire-prone areas.