US personal lines insurance premiums increased by 4.6% in Q2 2025 due to inflation, claims costs, and weather-related risks, with higher hikes for high-value homes and autos.

New study reveals how a partner's low credit score can increase mortgage payments by $437 monthly due to higher interest rates and insurance costs. Key insights for insurers and mortgage lenders.

Insurance companies are retreating from wildfire and hurricane-prone areas, causing rising premiums and fewer coverage options for homeowners. This shift challenges mortgage lending and exposes growing risks in disaster-prone U.S. regions.

Massachusetts lawmakers debate legislation to require insurance coverage for costly home heating oil spills, addressing a significant gap in homeowners' protection against environmental hazards.

Florida's 2024 legislative session ends with limited insurance reforms amid profit-shifting concerns and stalled regulatory oversight initiatives. Lawmakers plan further action next session.

Kin Insurance completes $1.6 billion catastrophe reinsurance program for 2025-26, enhancing risk management and regulatory compliance in homeowners insurance.

Explore California's regulatory challenges in homeowners insurance amid new catastrophe modeling rules, Florida's tort reform impact, and industry perspectives on rate adequacy and market stability.

Issues with unexpected cancellations of Farmers Insurance home policies affect senior clients, prompting scrutiny of insurer practices and advice on regulatory compliance and consumer actions.

Louisiana House narrowly defeats Senate Bill 235 proposing tax credits to assist low-income homeowners with rising insurance premiums amid ongoing market challenges and calls for stronger industry oversight.

Study finds U.S. homeowners spend over $21,000 yearly on hidden costs including maintenance, property taxes, insurance, and utilities, with significant state-by-state variation.