Explore the challenges and solutions in California's homeowners insurance market, covering rising premiums, risk mitigation, the FAIR Plan, and regulatory impacts affecting availability and pricing.

In 2023, Fresno County homeowners in California face increasing insurance non-renewals and premiums due to market challenges and regulatory developments. Learn about policy renewal conditions, aerial inspections, and the state's sustainable insurance strategy.

Auto insurance shopping hits a 19-year high in 2024 as drivers seek better rates and bundling discounts amid rising premiums and market shifts, per J.D. Power study.

Homeowners insurance premiums in Texas have surged due to increased extreme weather events and regulatory challenges, impacting affordability and market stability.

Explore how California’s wildfire premium discounts outperform Oregon’s voluntary certificate program, highlighting effective insurance incentives for homeowner wildfire risk mitigation.

Explore how homeowners insurance covers food spoilage and appliance damage due to storm-related power outages. Learn claim tips and coverage details for effective loss recovery.

Kin achieves $100 billion in total insured property value, driven by technology-enhanced underwriting, geographic diversification, and profitable growth in direct-to-consumer homeowners insurance.

Explore essential homeowners insurance coverage details for summer liability risks including social host liability, fireworks damage, and marijuana-related exclusions.

The 2025 J.D. Power U.S. Property Claims Satisfaction Study reports rising homeowner premiums, delays in claims payments, and challenges amid frequent natural catastrophes affecting insurers' financial performance.

Explore how homeowners insurance addresses liability and property damage related to pool use, social host liability, and fireworks risk during summer. Understand coverage limits and exclusions.