Explore how California’s wildfire premium discounts outperform Oregon’s voluntary certificate program, highlighting effective insurance incentives for homeowner wildfire risk mitigation.

Explore how homeowners insurance covers food spoilage and appliance damage due to storm-related power outages. Learn claim tips and coverage details for effective loss recovery.

Kin achieves $100 billion in total insured property value, driven by technology-enhanced underwriting, geographic diversification, and profitable growth in direct-to-consumer homeowners insurance.

Explore essential homeowners insurance coverage details for summer liability risks including social host liability, fireworks damage, and marijuana-related exclusions.

The 2025 J.D. Power U.S. Property Claims Satisfaction Study reports rising homeowner premiums, delays in claims payments, and challenges amid frequent natural catastrophes affecting insurers' financial performance.

Explore how homeowners insurance addresses liability and property damage related to pool use, social host liability, and fireworks risk during summer. Understand coverage limits and exclusions.

Explore the top 10 homeowners insurance companies in the U.S. ranked for coverage, value, and customer satisfaction, featuring key policy options and discounts.

Texas Senate advances SB 458 to mandate appraisal clauses in auto and home insurance policies, enhancing dispute resolution and regulatory oversight.

NerdWallet’s analysis identifies Travelers, Progressive, and USAA as leading the market in affordable large home insurance policies across the U.S., detailing pricing by credit status, claims history, and region.

Surging homeowners insurance premiums in Oklahoma are raising mortgage costs and reshaping lending practices, impacting borrower affordability and shifting market dynamics toward new home construction.