Learn expert-recommended strategies for preventing frozen pipe damage during winter, a top risk factor often excluded in homeowners insurance policies. Protect your property with effective plumbing maintenance and winter readiness tips.
Explore effective insurance strategies for protecting high-value gifts like jewelry, luxury bags, collectibles, and electronics. Understand coverage options including homeowners endorsements and standalone specialty policies to safeguard your valuable assets.
The Florida Property Tax Offset Act proposes linking homeowners insurance premiums to property tax relief, aiming to ease rising insurance and tax burdens for full-time Florida residents and promote housing affordability.
Explore the dynamics between state regulators and consumer advocates in the heavily regulated U.S. homeowners insurance market, featuring insights from expert J. Robert Hunter.
A Massachusetts court ruled that a homeowner’s insurance policy does not cover a dog bite claim because the dog owner was not a resident of the named insureds’ household. The decision clarifies limits on insured status in homeowner policies.
Explore key factors affecting homeowners insurance costs in the U.S., including coverage types, deductible impacts, regional risks, and how to find competitive quotes.
In summer 2025, U.S. homeowners insurance claims dropped significantly while average claim costs surged due to rising reconstruction and labor expenses, creating a complex market dynamic for insurers.
Many U.S. homeowners are unlikely to benefit from refinancing their mortgages soon due to current rates and closing costs. Most borrowers remain locked into favorable terms, limiting refinancing incentives.
Nonrenewal rates for homeowners insurance have sharply increased in Florida and California due to rising climate risks and insurer risk management strategies, impacting coverage availability and market stability.
NAIC plans a detailed 2026 homeowners insurance data call including claims, cancellations, premiums, and mitigation data to improve regulatory oversight and market analysis.
