Move your contracts to the INSURASALES Producer Coalition and get:
- Everything you are getting paid now
- Revenue share on the overrides for life
- Affiliate Commissions for spreading the word
- Equity in INSURASALES Inc for your production
We aim to be the largest Insurance Brokerage in America -and you can become a partner. Don't delay as early adopters will get the lion's share.
Traditional FMO's are not the only way to access Carriers.
If you're like most Agents, you get contracted with an insurance company through an FMO or "Field Marketing Organization."
Why do you go through an FMO? Because you have to. That's the way it is.
Traditionally, FMOs (or Field Marketing Offices) were responsible for recruiting, training and assisting agents to become producers. They offered valuable services to insurance agents and to the Carriers they worked for. In time, however, those offices have been consolidated, largely with the help of Private Equity Companies, under a handful of conglomerates. These companies have a stranglehold on insurance distribution to the point where Carriers "have to" go through them if they want production from independent agents.
Consolidated under these "BIGS" are a handful of smaller companies filled with mostly good people. Some even offer valuable services to agents in the way this model began. On the other hand, many agents don't need a middleman, they don't care who the FMO is and some claim they are actually in the way rather than helpful. Yet no matter what, the FMO and its BIG partner makes money by default when the agent makes sales.
Producing Agents rarely think this through, they just accept the world as it was shown to them. Yet, almost invariably, when agents find out that often 20-50% of all commissions paid out by insurance Carriers don't go to them, the writing agent, they are shocked and often very upset.
They wonder why that money didn't go to them. They rethink what that FMO is making and ask, "if that money came to me by default, would I pay my FMO that much for what they do (or don't do) for me? More often that not the answer is an emotional and emphatic "NO!"
The INSURASALES Producer Coalition offers an alternative.
We the producers are joining forces to get our share of that FMO money.
The INSURASALES Producer Coalition was formed to pool the production of
agents to earn those top FMO contracts, using the current system to earn those overrides,
but in a way that can be given back to the producer.
Join the INSURASALES Producer Coalition
- Make More for what you are already doing.
- Make long term residual income for spreading the word.
- Enjoy Generational Wealth opportunities as a Partner in INSURASALES Inc.
- ...so much more!
Get a Free Account to Learn More
Create Free AccountWhen you join the INSURASALES Producer Coalition you get:
Increased Compensation
- Highest Allowable Compensation by default.
- Revenue Sharing (of the FMO overrides) without production requirements or negotiation.
- Equity in INSURASALES Inc
Producer Portal
- Over 60 integrated Insurance Companies at your fingertips
- Best in the world Agent Technology.
- Affiliate Account to make easy money spreading the good news.
- Private Producer and Partner Community
3 Ways to Earn More with the INSURASALES Producer Coalition
You choose your commitment and incentive level
Affiliate Only* | Associate | Partner | |
---|---|---|---|
Top Contracts | N/A | Yes | Yes |
Revenue Sharing | N/A | Yes | Higher |
Equity in INSURASALES Inc | No | No | Yes |
Exclusive Technology | Limited | Agent | Enhanced |
Private Community | Limited | General | Exclusive |
Partner Events | No | No | Yes |
Exit Opportunities | N/A | No | Yes |
Which is Best for you?
No Need to Choose Now. Sign up for a Free Account and Kick the Tires a Bit.
Frequently Asked Questions
How can I as an agent join the INSURASALES Producer Coalition?
Easy, sign up for a free account. You'll get free tools to run your agency and connect with others like yourself. There are more levels of involvement but they aren't required.
What levels of involvement are available for agents?
There are 3 levels: Friend, Associate, Partner
What is a Friend?
A Friend is an agent with a free account but no Company contracts through the Coalition. They get access to our tools and data that help them run their agency as well as the general INSURASALES Producer Community and the Affiliate Program.
What is a Associate?
An Associate is an agent with one or more Company contracts through the Coalition but hasn't committed to being exclusive to the Coalition. They may have contracts elsewhere but some with the Coalition. They get all the benefits of a Friend but also revenue sharing on the contracts that are through the Coalition.
What is a Partner?
A Partner is an agent who has fully committed to put all their Company contracts through the Coalition. They get all the benefits of a Associate plus higher Revenue Sharing, the Partner Community and they earn equity in INSURASALES Inc. with their production.
What Commission Levels do I get from the Companies?
You get the highest allowable level of commissions from the Company. If you transfer a contract to INSURASALES you will get the commission level you are on now without change. In addition, you will be eligible for revenue sharing and equity programs from INSURASALES for your production.
Can I get a Consolidated Commission Statement
Yes, there is an option to have all commissions go through the Coalition and be consolidated into a single payment and commission statement. Using that option allows you to split or share commissions with others through our Provider Marketplace as well.
What is the Revenue Share?
The Revenue Share is your share of the overrides that normally go to an FMO, but now go to the Coalition. You instantly get higher compensation with all Companies in all product lines. You no longer have to negotiate with many Carriers or FMOs, the higher compensation is yours by default across all Carriers and they are at your fingertips in your portal.
How do I earn Equity?
Once you have joined at Partner level it is simple. Just write business. At the end of each year, we will be giving out equity in INSURASALES Inc. based on your production.
What is the Equity Worth?
Equity is ownership of stock in a company, in this case INSURASALES Inc. So if you meet the requirements, you will have a percentage ownership in the corporation. As it grows, your equity value grows. Big FMOs right now in our industry are worth Billions of Dollars and we think, together, we can approach or go beyond that. Our unique generous business model gives us the ability to offer more than any other FMO in the industry and we believe that will help us produce much more because everyone has a stake rather than being commoditized by the BIG.
Can I keep my current FMO?
Yes. There is no requirement that you put even a single contract through the coalition to get some benefits. You can put some contracts with the Coalition and keep some where they are and only get increased benefits on the ones that are. You are in full control.
Why isn't my current FMO doing this?
There are various reasons. In general companies like to keep as much of what they earn as possible and they have overhead costs as well. We also know of no other companies that are able to operate on the small margins we do because of our exclusive and long developed technology platform. The biggest is that they simply don't have to. The marketplace has priced in that they get a percentage of commissions by default, regardless of if they help the agent much or not. Some even try to lock you into them even when you have better opportunities elsewhere.
I have services I use from my FMO, can I still use them?
That's up to them. What is different when putting your contracts through INSURASALES is that the higher commissions come to you, not the FMO, by default. So therefore, if your FMO offers you a service you can ask them to join our Provider Marketplace and you can set yourself the commission split you give them. You can add or stop sharing at any time if they don't perform. You are now in control of the money.
How often are revenue shares paid?
All commission and revenue shares are paid weekly.
I have an Agency and/or am an FMO, can I join the INSURASALES Producer Coalition?
Yes! When you transfer your contracts, your downline normally comes with you automatically. So you will instantly get higher compensation (revenue share) on the contracts you have and access to our growing list of Carriers at the higher cross company revenue sharing level. You no longer have to negotiate with many companies or FMOs, the higher compensation is yours by default across all Carriers and they are at your fingertips in your portal. You will also be eligible for Agency tools and technology to help you grow your Agency.
How do I decide what level to commit to?
Don't. Just get a free account and start using the tools. You will have plenty of time to look through the offers, talk to others in the Community and make your decisions. You can jump all in or go inch by inch, stopping at any time. All the options and information are easily available and transparent in the portal.
What if I change my mind and want a release?
Unlike many who try to trap you in their hierarchy, the INSURASALES NO QUESTIONS ASKED release policy allows you to leave at any time for any reason and move your contract anywhere you like. We put it in writing and its in our DNA. The Agent is in control ALWAYS!
What is the Affiliate Program?
The Affiliate Program is a way for anyone to earn long term residual income by promoting the INSURASALES Producer Coalition. You can make a percentage of the long term revenue generated by agents who sign up from your affiliate code or link. This doesn't create a downline or managerial relationship so anybody can recruit anybody and profit. Once they sign up, all you do is collect payments.
Can the Affiliate who recruited me see my clients and other data?
Absolutely not. Affiliates will get a simple report showing the amount earned, their percentage and total earnings. They will see no other information ever.
Why is the Coalition creating such a lucrative Affiliate Program?
We believe that incentivizing word of mouth is a better than building out huge marketing infrastructure. We figured creating the highest leverage opportunity in the industry would create the effect needed to get the word out and give our agents a chance to profit from the engagement.
I am captive and stuck in my current situation, what can I do?
Anyone can join the Producer Coalition as a Friend and get access to the INSURASALES Affiliate opportunity. If you have an insurance license, you also get free technologies to help you run your business and connect with others in our Agent Community. You do not have to move or get any insurance contracts to be a Friend. We give no advice on your prior agreements in any way. Our opportunities self service and our agreements require you to testify that nothing keeps you from entering into agreement with us.
Is this the biggest no-brainer of all time?
Yes! Now go sign up and get your Affiliate link so you can spread the word and make ridiculous long term income just for showing it to others.
But I still have questions, what do I do?
No Problem. There has never been anything like this before so its not supposed to make sense all at once. Sign up for a Free Account and you will get a technology portal that not only helps you run your business better instantly, but helps you understand and decide at what level you want to get involved. It is all thought out and organized for you.