INSURASALES
Fifth Circuit Reinstates Coverage Despite Controlled-Substance Exclusion in Homeowners Policy

Fifth Circuit Reinstates Coverage Despite Controlled-Substance Exclusion in Homeowners Policy

The Fifth Circuit revives homeowners policy coverage by rejecting insurer's controlled-substance exclusion in a catastrophic injury case, emphasizing causation's role.

Medicare Advantage Members Leave $5 Billion in Unused OTC Benefits Annually

Medicare Advantage Members Leave $5 Billion in Unused OTC Benefits Annually

Medicare Advantage members leave $5 billion in unused over-the-counter benefits yearly. Understand the impact and ways to maximize these essential healthcare allowances.

Senate Republicans Propose Overhaul of Obamacare to Redirect Funds to Consumers

Senate Republicans Propose Overhaul of Obamacare to Redirect Funds to Consumers

Senate Republicans push for major Obamacare reforms focusing on redirecting funds to consumers, enhancing health savings accounts, and curbing fraud. Bipartisan efforts target improved regulatory oversight in healthcare.

Ex-Life Broker Sentenced for $707K Fraud and Tax Evasion in Ohio

Ex-Life Broker Sentenced for $707K Fraud and Tax Evasion in Ohio

Ronald Daley, former life broker, sentenced to 54 months for $707K fraud and tax evasion, underscoring risks in life brokerage and importance of compliance.

KFF Poll Reveals Healthcare Affordability Challenges Amid Rising U.S. Economic Anxiety

KFF's latest Health Tracking Poll details how rising economic anxiety impacts U.S. adults, highlighting healthcare affordability challenges across demographics and insurance types in 2025.

Rising Homeowners Insurance Premiums Drive Shift Toward Higher Deductibles

Homeowners insurance premiums are rising sharply, prompting increased use of higher deductibles as policyholders seek to manage costs amid growing natural disaster risks and limited insurer competition.

Louisiana Approves 7.5% Rate Reduction for SureChoice and Elevate Homeowners Policies

Louisiana Insurance Commissioner approves 7.5% average rate cut for SureChoice and Elevate homeowners policies, driven by reduced reinsurance costs. Effective Feb 2026.

Study Highlights Elevated Administrative and Financial Burdens in Medicare Advantage for Patients with Multiple Chronic Conditions

Analysis reveals higher administrative and financial burdens for Medicare Advantage enrollees with multiple chronic conditions, highlighting the impact of managed care on treatment complexity.

Senate Republicans Propose Health Savings Account Payments Over ACA Subsidy Extension

Senate Republicans propose direct HSA payments to replace enhanced ACA premium subsidies, impacting millions of insured Americans starting 2026.

CMS Proposes Removing HRA Medicare Part D Creditable Coverage Reporting

CMS proposes removing creditable coverage reporting requirements for HRAs under Medicare Part D to reduce administrative burdens and beneficiary confusion.