INSURASALES

Tag: insurance market

Study Finds Partner’s Low Credit Score Can Raise Home Payments by $437 Monthly

New study reveals how a partner's low credit score can increase mortgage payments by $437 monthly due to higher interest rates and insurance costs. Key insights for insurers and mortgage lenders.

Expiring Health Care Tax Credit Threatens Insurance Affordability for Millions

The imminent expiration of the enhanced health care premium tax credit poses significant risks to insurance affordability and coverage continuity for millions of Americans, especially those with chronic health conditions. Legislative action is critical to prevent premium hikes and coverage loss.

Brighthouse Financial Considers Sale of US Life Insurance and Annuity Business

Brighthouse Financial is exploring the sale of its US life insurance and annuity business, attracting bids from private equity firms TPG and Aquarian Holdings, signaling shifts in industry investment trends.

CMS Finalizes Rule Targeting ACA Enrollment Fraud, Aims to Lower Premiums

CMS finalizes new rule to reduce ACA improper enrollments, aiming to lower premiums and save taxpayers billions by 2026, while raising concerns over coverage losses.

U.S. Auto Insurers Return to Profitability Amid Customer Satisfaction Challenges

U.S. auto insurers have returned to profitability after years of losses but face challenges with customer satisfaction and retention, especially among high-value policyholders. Service quality and seamless cross-channel interactions are now crucial for sustaining growth.

Florida Lawmakers End Session Without Major Insurance Reforms

Florida's 2024 legislative session ends with limited insurance reforms amid profit-shifting concerns and stalled regulatory oversight initiatives. Lawmakers plan further action next session.

J.D. Power 2025 Study Highlights Shift to Buyer's Market in Auto Insurance

J.D. Power's 2025 U.S. Auto Insurance Study reveals a shift to a buyer's market as insurers focus on high-value customers following rate stabilization. Key factors include customer satisfaction, pricing, trust, and digital engagement.

CBO Projects 16 Million Increase in Uninsured Due to ACA and Medicaid Changes

CBO projects 16 million more uninsured by 2026 from ACA Marketplace changes and Medicaid cuts, with premium tax credit expiration driving cost increases and coverage losses concentrated in Southern states.

North Carolina Auto Insurance Rates Set to Rise 5% After Regulatory Settlement

North Carolina's automobile insurance rates will increase by an average of 5% starting October 1, following a regulatory settlement that also lowers motorcycle liability insurance rates by 16.3%. This marks a significant reduction from the originally requested 22.6% auto rate hike.

2025 J.D. Power Auto Insurance Study Shows Shift to Customer Retention

The 2025 J.D. Power U.S. Auto Insurance Study reveals insurers' renewed focus on retaining high-value customers as the market shifts back toward profitability and increased competition in the U.S.