INSURASALES

Tag: insurance market

Congress Faces Deadline to Extend ACA Enhanced Premium Tax Credits

Congress must decide on extending ACA enhanced premium tax credits to prevent steep premium hikes and increased uninsured rates, with Florida particularly affected.

US Personal Lines Insurance Rates Rise in Q2 2025 Amid Inflation and Catastrophe Risks

US personal lines insurance premiums increased by 4.6% in Q2 2025 due to inflation, claims costs, and weather-related risks, with higher hikes for high-value homes and autos.

U.S. Workplace Insurance Sales Decline in Q1 2025, Returning to Pre-Pandemic Norms

U.S. workplace insurance sales declined in Q1 2025, with life, disability, and supplemental products returning to pre-pandemic levels amid economic headwinds, LIMRA reports.

California Advances Insurance Reforms to Address Southern California Fire Crisis

California implements regulatory reforms including catastrophe modeling and streamlined rate approvals to address the Southern California fire insurance crisis and enhance market stability.

Variable Universal Life Insurance: Market Role, Features, and Considerations

Explore comprehensive insights on variable universal life insurance (VUL) including its structure, flexibility, risks, fees, and market share in the U.S. life insurance industry.

Study Finds Partner’s Low Credit Score Can Raise Home Payments by $437 Monthly

New study reveals how a partner's low credit score can increase mortgage payments by $437 monthly due to higher interest rates and insurance costs. Key insights for insurers and mortgage lenders.

Expiring Health Care Tax Credit Threatens Insurance Affordability for Millions

The imminent expiration of the enhanced health care premium tax credit poses significant risks to insurance affordability and coverage continuity for millions of Americans, especially those with chronic health conditions. Legislative action is critical to prevent premium hikes and coverage loss.

Brighthouse Financial Considers Sale of US Life Insurance and Annuity Business

Brighthouse Financial is exploring the sale of its US life insurance and annuity business, attracting bids from private equity firms TPG and Aquarian Holdings, signaling shifts in industry investment trends.

CMS Finalizes Rule Targeting ACA Enrollment Fraud, Aims to Lower Premiums

CMS finalizes new rule to reduce ACA improper enrollments, aiming to lower premiums and save taxpayers billions by 2026, while raising concerns over coverage losses.

U.S. Auto Insurers Return to Profitability Amid Customer Satisfaction Challenges

U.S. auto insurers have returned to profitability after years of losses but face challenges with customer satisfaction and retention, especially among high-value policyholders. Service quality and seamless cross-channel interactions are now crucial for sustaining growth.