U.S. health insurance premiums are projected to rise sharply in 2026, outpacing general inflation and driving higher out-of-pocket costs amid waning tax credits. Employer-based coverage and ACA marketplace premiums will pose significant affordability challenges.

Increasing tariffs on auto parts raise automobile insurance premiums, encouraging growth in affordable, low-cost e-bike transportation alternatives and related insurance trends.

The U.S. captive reinsurance sector continues steady growth with rising profitability and expanded market penetration, driven by rate increases and regulatory updates.

A coordinated firefighting response improves wildfire control while rising health insurance premiums intensify calls for expanded Medicare coverage, impacting insurance underwriting and risk assessment.

Bankrate analysis shows Americans with subprime credit scores pay $3,400 more annually for loans and insurance, with mortgage interest as the largest cost driver. Understanding the subprime tax impact and market trends.

Minnesota is projected to see the fifth-highest increase in homeowners insurance rates by 2025 due to frequent extreme weather and rising building material costs. Independent agents advise on coverage options and market risks.

Florida's top auto insurers reduce rates by 6.5% after litigation reforms aimed at reducing costly lawsuits. Market trends suggest increased competition and usage-based discounts.

Explore the top five most expensive U.S. states in 2025, focusing on key drivers like homeowners insurance, wildfire and hurricane risks, and housing inflation shaping the insurance and housing markets.

U.S. health insurers face financial pressures from rising Medicare Advantage costs, increased healthcare utilization, and regulatory debates over physician payments and drug pricing, impacting premiums and provider networks.

ACA premium increases projected as key subsidies expire at the end of 2025, driving the largest cost hike in five years and affecting millions of enrollees.