Louisiana approves State Farm's 5.9% average auto insurance rate decrease and 9.7% homeowners insurance rate increase, reflecting hurricane risk and loss trends for 2026.

New York faces rising homeowner insurance premiums despite strong insurer profits, prompting regulatory scrutiny and investigation into rate hikes and market dynamics.

Oklahoma introduces HB 2933 to curb rising homeowners insurance rates via claims reforms, roofing rules, and limiting attorney fees in lawsuits.

Wisconsin home insurance premiums rose 55% from 2017 to 2024, driven by climate disasters and rising construction costs. Explore regulatory impacts and market trends.

Homeowners face insurance premium hikes due to extreme weather and costs. Consumer Reports urges adoption of Bill of Rights for stronger protections and transparency in insurance policies.

Florida's Citizens Property Insurance requests a 2.6% homeowners rate cut for 2026 reflecting strengthened market conditions and legislative reforms reducing litigation costs. Nearly half of policyholders may see premium decreases amid private market competition and moderating reinsurance costs.

Nevada's 2026 insurance sandbox allows experiments with wildfire coverage, aiming to stabilize the market but raising concerns about coverage adequacy for homeowners at risk.

Oklahoma Insurance Department introduces legislative proposals targeting consumer protections and market transparency to address rising homeowners insurance premiums.

Senators, led by Deb Fischer, call for repealing a Biden-era policy restricting actual cash value homeowners insurance for federally-backed mortgages, citing negative effects on affordability and consumer choice.

Learn how ZIP code designations in Fort Myers, FL affect homeowner and auto insurance rates, prompting regulatory and legislative actions to address rate disparities.