ALIRT's 2025 update highlights substantial improvement in Florida's domestic property insurance market following 2022 legislative reforms, with increased insurer participation and strengthened market fundamentals.

Explore essential home fire safety upgrades and key insights from T. Rowe Price’s Global Retirement Survey, highlighting inflation concerns and retirement planning trends worldwide.

Louisiana approves a 5.9% State Farm auto insurance rate decrease driven by fewer claims, while homeowners insurance rates rise 9.7%. Industry surveys point to labor rate reductions in collision repairs.

The NBER report estimates U.S. households face $400-$900 annually in climate-related costs from extreme weather, with rising insurance premiums, energy bills, and health impacts driving up expenses.

Georgia law extends insurance cancellation notice from 30 to 60 days and launches catastrophe savings accounts to help homeowners manage storm damage and insurance costs.

SureChoice reduces Louisiana homeowners insurance premiums due to declining reinsurance costs amid ongoing market challenges. State Farm proposes increases citing hurricane risks.

Explore essential guidance on flood insurance policies, claims documentation, coverage limitations, and how public and private insurers handle flood damage claims effectively.

Oklahoma investigations reveal State Farm's alleged strategy to reduce wind and hail insurance payouts, prompting lawsuits and potential Attorney General intervention.

A vandalism spree involving multiple homes raises complex issues for homeowners insurance claims and victim compensation. Legal and insurance industry challenges are emerging as victims seek restitution.

Colorado homeowners insurance rates increase due to escalating climate disasters. Rising premiums and reduced availability challenge the market. Learn about state regulatory efforts and market impact.