Prepare for Power Outages: 5 Essential Steps from Mercury Insurance

Mercury Insurance has issued important guidance for homeowners to better prepare for potential power outages caused by increasing summer heat, severe weather, and escalating demands on electrical grids across the nation. According to data from the U.S. Energy Information Administration, consumers in the U.S. typically experience over seven hours of power interruptions annually, excluding major events. Severe weather conditions such as storms, heat waves, wildfires, and high winds are the predominant causes of these widespread outages.

Adam Bakonis, Homeowners Product Manager at Mercury Insurance, underscored the importance of being prepared, emphasizing that readiness can mitigate safety concerns, reduce financial impacts, and facilitate quicker recovery following an outage.

Five Steps to Enhance Power Outage Preparedness

Mercury Insurance recommends five key steps to help homeowners enhance their preparedness:

• Assemble an Emergency Kit: Include essential items such as flashlights, batteries, a first-aid kit, bottled water, nonperishable food, and a battery-operated or manual radio. Avoid using candles to reduce fire hazards.
• Protect Refrigerated and Frozen Food: The FDA advises keeping refrigerator and freezer doors closed during outages to maintain temperatures. A full freezer can keep food safe for about 48 hours if unopened, while a refrigerator can maintain cold for around four hours.
• Safeguard Electronics and Appliances: Power surges may occur when electricity is restored. Use surge protectors and unplug sensitive devices during extended outages to protect them.
• Plan for Medical and Communication Needs: Ensure alternative charging solutions for mobile devices and develop a plan for those relying on electrically powered medical equipment. Portable battery packs can serve as additional resources.
• Understand Home Vulnerabilities: Identify systems such as sump pumps, garage doors, and smart home devices that may be affected by outages and consider implementing suitable backup solutions.

The prevalence of weather-induced power disruptions highlights the necessity for both utility providers and homeowners to invest in preparatory measures. "Preparedness is crucial for minimizing disruption from an outage," Bakonis noted, advising homeowners to proactively address potential risks.

Mercury Insurance, operating in several states, specializes in personal auto, homeowners, renters, and commercial insurance. Since 1962, it has offered customers competitive rates and quality service, earning an "A" rating from A.M. Best. For further details on maintaining home safety and readiness, Mercury encourages visiting their blog. More information about Mercury Insurance can be accessed through their website or social media channels.