INSURASALES

Patients Over Profits Act Targets Vertical Integration in U.S. Healthcare Market

The Patients Over Profits Act aims to prohibit ownership of both health plans and providers to curb vertical integration in Medicare-related markets, impacting major payviders like UnitedHealth Group and influencing U.S. healthcare market competition and regulatory enforcement.

Federal Budget Cuts Threaten Pittsburgh's Public Health, Social Services, and Infrastructure Funding

Proposed 2026 federal budget cuts risk over $120M in support to Pittsburgh’s public health, housing, and social services, including elimination of key grants and ACA premium tax credits.

Trump 2.0 Deregulation Drive Sees Historic Low in New U.S. Rules in 2025

In 2025, U.S. federal regulatory activity hits historic lows under Executive Order 14,192, driving deregulation with a one-in, ten-out rule that reduces net regulatory costs. However, broader federal interventions offset some gains.

U.S. Economy Faces 'Quadruple Threat' Impacting Insurance and Market Stability

Explore the impact of the 2024 'quadruple threat' on the U.S. economy, including auto strikes, government shutdown risks, student loan repayments, and rising oil prices affecting insurance and market stability.

U.S. Commercial Auto Insurance Posts 14th Year of Underwriting Losses

Commercial auto insurance in the U.S. continues to face underwriting losses for the 14th year, driven by rising claims costs and under-reserving, according to AM Best.

Understanding SR-22 Insurance Endorsements and Cost Implications for High-Risk Drivers

Explore the regulatory role and cost impact of SR-22 insurance endorsements for high-risk drivers, including strategies for compliance and cost management in auto insurance.

Illinois Bill 2691 Proposes Study on Nondriving Factors in Insurance Pricing

Illinois Senate Bill 2691 mandates a study by the Department of Insurance on the impact of nondriving factors like credit scores and occupations on insurance premiums, aiming to enhance transparency and fairness in rate setting by 2027.

TD Cowen Highlights Mixed Outlook for Casualty Insurance Market

TD Cowen's recent field trip reveals mixed views on casualty insurance pricing, specialty lines potential, reserve adequacy concerns, and cyber risk underwriting challenges.

U.S. Commercial Auto Insurance Posts Over $10 Billion in Losses Amid Rising Claims Costs

The U.S. commercial auto insurance line incurs $10 billion in net underwriting losses over two years due to increased claims costs and adverse loss reserve developments, impacting the P/C insurance market.

Heritage Insurance Shares Surge on Strong Underwriting, Reinsurance Strategy

Heritage Insurance stock rises 11.7% on strong underwriting discipline and enhanced reinsurance program, positioning for growth in property and casualty insurance market.