INSURASALES

ACA Marketplace Enrollment Doubles Amid Subsidy Dispute Impacting 2026 Premiums

ACA health insurance enrollment has doubled due to expanded subsidies, but political deadlock over extending these subsidies threatens 2026 premiums and market stability.

Judge Upholds CMS Medicare Advantage Ratings, Humana Faces Billions in Losses

A federal judge upheld CMS Medicare Advantage star ratings, resulting in a downgrade for Humana that risks billions in government bonus payments. The ruling affects nearly half of Humana's Medicare Advantage members and has broad implications for the insurer and Medicare market.

California FAIR Plan Proposes 35.8% Average Rate Hike for Fire-Exposed Homeowners

The California FAIR Plan proposes a 35.8% average premium increase, with hikes up to 50.9% in fire-prone areas, impacting Santa Cruz County homeowners. Insurance professionals should monitor regulatory review and market implications.

Stand Insurance Raises $35M to Expand Homeowners Coverage in High-Risk Florida Market

Stand Insurance secures $35 million in Series B funding to expand homeowners insurance into Florida's high-risk catastrophe market. Focus on resilience, AI-driven underwriting, and property risk mitigation.

State Farm Faces North Carolina Class Action Over Total Loss Valuation Practices

State Farm sued in North Carolina for allegedly undervaluing total loss claims by reducing retail values of comparable vehicles, raising regulatory and compliance issues in insurance claim valuations.

Emerging U.S. ER Strain Amid ACA Subsidy Risks and Medicaid Cuts

Explore the escalating strain on U.S. emergency rooms due to risk of ACA subsidy expirations and significant Medicaid cuts, impacting healthcare access and costs nationwide.

Federal Report Reveals Inaccurate Mental Health Provider Listings in Medicare Advantage and Medicaid Plans

A federal report finds many Medicare Advantage and Medicaid managed care plans list inaccurate mental health providers, affecting access and compliance. Recommendations include using billing data and creating a national provider directory.

Stand Secures $35M Series B to Expand Resilience-Linked Property Insurance into Florida

Stand raises $35M to expand its resilience-linked property insurance model from California to Florida’s high-risk windstorm market, promoting mitigation-based coverage.

California Insurance Advisory Highlights Mudslide Risks After Wildfires

California Insurance Commissioner issues warning and guidance on insurance coverage risks for mudslides and debris flow following wildfires, highlighting regulatory context and consumer preparedness.

Florida Insurance & Energy Update: Data Center Impact and Regulatory Developments

Insight into Florida's utility regulation challenges over data center energy use, home improvement grant program, fiscal forecasts, startup growth, and key infrastructure investments.