The NAIC Life Actuarial Task Force adopts a new disclosure-only guideline for reinsurance asset testing, with initial data reporting mandated by 2026 to enhance transparency in life insurer reserves.

Delays averaging 10 months in securing life insurance can expose families to financial hardship. Understand the risks, coverage options, and strategies to improve timely life insurance decisions.

In Q1 2025, U.S. life insurance premiums increased 8% driven by strong gains in indexed and variable universal life products, while term and fixed universal life showed declines, reflecting shifting consumer preferences and economic impacts.

May 2025 U.S. life insurance application activity rises 1.6% year-over-year, driven by growth in senior age brackets and higher face amounts.

Illinois enacts HB 2425 banning life insurance companies from denying coverage or increasing premiums solely due to felony convictions, impacting underwriting and market dynamics.

Many U.S. homeowners underestimate flood risk due to reliance on outdated FEMA flood zones, exposing them to high costs without proper flood insurance coverage. Learn about NFIP coverage limits and tools for better flood risk assessment.

Harford Mutual and MIB Group announce key board of directors changes for 2025, highlighting new appointments and leadership roles that reflect strategic focus on insurance innovation and governance.

Vermont enacts 2025 updates to captive insurance laws, aligning regulatory framework with industry standards to maintain competitive domicile status for captive insurers.

Insights from LIMRA's Life and Retirement Conference reveal consumer education gaps, improved group mortality rates, and challenges in annuity distribution within the U.S. life insurance industry.

Illinois Senate insurance committee advances bill to prevent life insurance discrimination against individuals with felony convictions, promoting equitable insurance access.