Comprehensive overview of earthquake risks, seismic hazards, and insurance implications in the U.S., focusing on risk management strategies and emergency planning in tectonically active regions.

Verisk's 2025 report shows global modeled insured catastrophe losses have increased to $152B annually, driven by frequency perils like thunderstorms and wildfires. Insurance professionals must adapt risk strategies to these evolving challenges.

Property catastrophe reinsurance prices expected to soften in late 2025 with stable terms and retentions. Aggregate coverage offerings remain limited amid disciplined reinsurer market strategies.

Tennessee ranks third nationwide in fatal hit-and-run crashes, underscoring the critical need for Uninsured and Underinsured Motorist coverage to address compensation gaps in auto insurance policies.

Arkansas to implement the State Captive Insurance Program (SCIP) in 2025, centralizing property and casualty insurance for schools and state-owned properties to enhance risk management and cost efficiency.

Q2 earnings for leading U.S. insurance companies reveal mixed financial results amid stable market conditions and evolving underwriting and investment dynamics. Key players like Kemper, Root, Selective, Travelers, and CNA highlight trends in revenue growth, EPS performance, and stock movements.

Explore how percentage-based deductibles in homeowners insurance affect claim payouts and risk-sharing after catastrophes like hurricanes and windstorms. Understand regulatory context and market implications.

A recent swarm of small earthquakes near Lake Greenwood, South Carolina, prompts emergency officials to advise residents on earthquake insurance coverage due to the region's seismic activity and associated risks for homeowners.

Securian Financial introduces AccumuLink™ Advance, a registered index-linked annuity offering flexible risk management and market upside potential for retirement portfolios.

Explore how standard U.S. motor insurance policies address flood-related vehicle damage and the essential add-ons that enhance coverage. Learn key exclusions, claim conditions, and practical risk management tips for flood scenarios.