Explore how percentage-based deductibles in homeowners insurance affect claim payouts and risk-sharing after catastrophes like hurricanes and windstorms. Understand regulatory context and market implications.

A recent swarm of small earthquakes near Lake Greenwood, South Carolina, prompts emergency officials to advise residents on earthquake insurance coverage due to the region's seismic activity and associated risks for homeowners.

Securian Financial introduces AccumuLink™ Advance, a registered index-linked annuity offering flexible risk management and market upside potential for retirement portfolios.

Explore how standard U.S. motor insurance policies address flood-related vehicle damage and the essential add-ons that enhance coverage. Learn key exclusions, claim conditions, and practical risk management tips for flood scenarios.

S&P Global Market Intelligence projects steady profitability for US P&C insurers in 2025, highlighting private auto recovery and challenges in homeowners and commercial lines amid catastrophe losses and social inflation.

Missouri tornado zones show high uninsured rates; Texas floods spur active insurance outreach. NAIC anticipates FEMA shifting more disaster responsibilities to states.

Wisconsin shows low adoption of federal flood insurance despite increasing flood risks. This analysis covers NFIP policies, private flood insurance options, and regulatory gaps affecting coverage.

Orion180 partners with Neural Earth to enhance homeowners insurance underwriting using AI-driven geospatial risk analytics, focusing on wildfire-prone areas.

The NAIC is urged to recommend stronger consumer transparency and appeal rights related to undisclosed risk characteristics in property and casualty insurance, addressing rising premiums and coverage issues.

The U.S. captive reinsurance sector continues steady growth with rising profitability and expanded market penetration, driven by rate increases and regulatory updates.