INSURASALES

Tag: risk management

House Collapses in Buxton Prompt Safety Warnings and Highlight Insurance Risks

House Collapses in Buxton Prompt Safety Warnings and Highlight Insurance Risks

Buxton house collapses highlight coastal erosion risks and insurance gaps. CHNS issues safety warnings; regulatory action on insurance policies discussed.

Texas Tort Claims Act Limits Liability for Firefighter Property Damage

Texas Tort Claims Act Limits Liability for Firefighter Property Damage

Explore the impact of the Texas Tort Claims Act on government liability and property damage claims in Dallas. Understand legal limits, risk management, and claims denial in emergency response scenarios.

Year-End Insurance Planning Gains Momentum Among High Net Worth Clients

Year-end surge in insurance planning among high net worth clients driven by inflation, market gains, and enhanced advisory strategies. Key focus on life insurance audits and estate planning.

California Wildfire Insurance Crisis Escalates in Rural High-Risk Areas

California's rural high-fire-risk areas face escalating homeowners insurance challenges as insurers retreat amid growing wildfire risks. The state's FAIR Plan surges with last-resort coverage, while regulatory efforts aim to stabilize the market.

AM Best Affirms Superior Credit Ratings for Houston Casualty Group

AM Best affirms A++ financial strength and aa+ credit ratings for Houston Casualty Group and affiliates, highlighting strong balance sheets, underwriting performance, and risk management.

Stand Secures $35M Series B to Expand Resilience-Linked Property Insurance into Florida

Stand raises $35M to expand its resilience-linked property insurance model from California to Florida’s high-risk windstorm market, promoting mitigation-based coverage.

2025 SambaSafety Report Highlights Telematics Impact on Commercial Auto Insurance

The 2025 SambaSafety Telematics Report reveals telematics' growing impact on commercial auto insurance, highlighting data integration challenges and opportunities for enhanced insurer-fleet collaboration in risk management.

U.S. Auto Loan Credit Availability Edges Up in September 2025 Amid Risk Concerns

U.S. auto loan credit availability rose slightly in September 2025, driven by higher subprime lending and longer loan terms. Market dynamics show lenders balancing risk amid increased negative equity and evolving economic factors.

U.S. P&C Market Sees Premium Growth Amid Underwriting Profitability Pressure

Explore the dynamics of premium growth and underwriting profitability in the U.S. property and casualty insurance market amid rising claims severity and reinsurance costs. Learn key insights for actuaries and finance leaders.

Mercury Insurance Expands Personal Umbrella Coverage to Address Rising Bodily Injury Claims in Nevada

Mercury Insurance launches enhanced umbrella coverage in Nevada amidst rising bodily injury liability claims, offering affordable protection beyond traditional auto and home policies.