Tag: risk management

Rising Concerns Over Junk Homeowners Insurance Amid Shrinking Coverage

Explore how shrinking homeowners insurance coverage and increasing exclusions are creating junk insurance risks, affecting premiums, deductibles, and claims in the U.S. market.

Ivans November 2025 Index Shows Mixed Rates in Commercial Insurance Renewals

Ivans November 2025 Index reports year-over-year increases in commercial insurance premium renewals except for Workers' Compensation, with mixed month-over-month changes. Insight into US market trends.

U.S. Homeowners Face 89% Rise in Insurance Costs (2014-2025) Driven by Weather, Inflation

Home insurance costs in the U.S. rose 89% from 2014-2025 driven by extreme weather, inflation, and rising home values, impacting affordability and mortgage markets.

Water Damage, Burglary Among Top Small-Business Claims: The Hartford Data

The Hartford’s latest claims analysis reveals water and freezing damage, burglary, and fire as leading small-business insurance claims from 2020-2024, with insights on costs and risk mitigation strategies.

North Carolina Auto Liability Minimums: Why Higher Coverage Matters

Explore why North Carolina's minimum auto liability limits may fall short for drivers, especially when financing vehicles or protecting assets. Learn key insurance risk management insights.

U.S. Treasury Projects 3% GDP Growth in 2025 Amid Inflation and Policy Challenges

Treasury Secretary Scott Bessent forecasts steady 3% GDP growth for the U.S. in 2025 amid inflation volatility and policy-driven economic shifts, outlining key implications for the insurance market.

Innovative Strategies to Address Wildfire Insurance Challenges in High-Risk U.S. Areas

Explore five innovative insurance strategies addressing wildfire risk for U.S. homeowners, including parametric models, community insurance, FAIR plans, and regulatory reforms to stabilize markets.

MLex: Specialized Regulatory Risk Intelligence for Insurance Professionals

MLex provides specialized regulatory risk intelligence crucial for insurance professionals navigating compliance, enforcement actions, and market regulations. Access in-depth analysis and exclusive insights to stay ahead in the insurance industry.

Tokio Marine HCC Report Highlights Unseen Risks in Smaller M&A Deals

Tokio Marine HCC reveals that smaller M&A deals under $250M pose significant transactional risk insurance exposure, challenging common industry assumptions about deal risk profiles and claims timing.

JPMorgan CEO Jamie Dimon on Legal Compliance and Political Account Allegations

JPMorgan Chase CEO Jamie Dimon clarifies the bank's stance on cooperating with legal subpoenas and de-banking accusations amid special counsel investigations, emphasizing regulatory compliance and a call for clearer reporting rules.