INSURASALES

Tag: risk management

U.S. Vehicle Theft Hits 40-Year Low Despite Local Spike Concerns

Vehicle theft in the U.S. has reached a 40-year low with a 17% drop from 2023 to 2024, driven by law enforcement and industry collaborations. However, vehicle security at apartment complexes and insurance coverage remain critical for owners amid ongoing localized theft incidents.

Critical Legal and Insurance Insights for 2025 Construction Industry Risks

Explore key 2025 legal updates and insurance considerations for the U.S. construction industry, including employment laws, OSHA regulations, contractor classifications, and commercial general liability insurance nuances.

Mercury Insurance Issues Homeowner Guidance Ahead of Active 2025 Hail Season

Mercury Insurance advises homeowners on proactive steps to prevent costly hail damage amid an active 2025 hail season. Learn key insurance coverage insights and storm readiness tips.

AM Best Affirms Superior Credit Ratings for Munich Re and Subsidiaries

AM Best has affirmed Munich Reinsurance Company's A+ Financial Strength Rating and aa Long-Term Issuer Credit Ratings, highlighting strong capitalisation, diversified earnings, and stable outlook for global reinsurance operations.

Top U.S. Earthquake Insurance Companies: Market Overview and Coverage Insights

Explore leading U.S. earthquake insurance companies, their financial strength, coverage features, market share, and key risk management approaches in seismically active regions.

Mercury Insurance Emphasizes Early Preparedness for Hurricane Season

Mercury Insurance outlines essential steps for homeowners to minimize hurricane damage and understand insurance coverage, highlighting the value of early preparation and risk mitigation in high-risk states.

Berkeley Enacts Wildfire Safety Ordinance Amid Insurance Cancellations

Berkeley implements a new wildfire safety ordinance requiring a 5-foot clearance around homes to mitigate fire risk amid rising insurance policy cancellations in the hills.

United Educators Named Among Ward’s 50® Top U.S. Property-Casualty Insurers

United Educators recognized by Ward’s 50® as a top U.S. property-casualty insurer with strong financial performance and specialized education liability solutions.

Liability and Regulatory Risks of Backyard Swimming Pools in U.S. Residential Insurance

Explore how maintenance costs, safety barrier regulations, and liability concerns shape insurance underwriting and risk management for U.S. homeowners with backyard pools.

Earthquake Insurance Coverage Gaps Leave Millions in 42 States at Risk

Millions across 42 U.S. states face financial exposure to earthquake damage due to low earthquake insurance uptake. Standard policies often exclude quake damage, requiring specialized coverage.