INSURASALES

Tag: risk management

AI is Reshaping Insurance: From Silent Coverage to Specialized Policies

AI is Reshaping Insurance: From Silent Coverage to Specialized Policies

Explore how artificial intelligence is transforming insurance risk profiles and prompting the development of specialized AI insurance policies. Understand silent AI coverage, industry parallels to cyber insurance, and key risk management strategies for insurers and businesses.

AM Best Reports Stable Outlook for U.S. Commercial Lines Amid Emerging Risks

AM Best Reports Stable Outlook for U.S. Commercial Lines Amid Emerging Risks

AM Best maintains a stable outlook for U.S. commercial lines insurance in 2025 despite challenges from litigation, inflation, and evolving risks. Specialized risk control and AI-driven underwriting are key trends.

Year-End Business Checkup: Key Strategies for Insurance and Operations

Year-End Business Checkup: Key Strategies for Insurance and Operations

Conducting a year-end business checkup is vital for U.S. companies to reduce risk and improve efficiency. Focus on finances, insurance, technology, operations, and workforce strategy for a robust start to the new year.

Plymouth Rock Assurance Enhances Homeowners Insurance Profitability with Targeted Non-Renewal Strategy

Plymouth Rock Assurance Enhances Homeowners Insurance Profitability with Targeted Non-Renewal Strategy

Plymouth Rock Assurance implemented a targeted non-renewal strategy to improve homeowners insurance profitability, enhancing loss ratios by 14.5 points across key states during volatile market conditions.

Analysis of Executive Perquisites Trends in S&P 100 Companies through 2024

Analysis of Executive Perquisites Trends in S&P 100 Companies through 2024

Insightful analysis of executive perks trends at S&P 100 companies highlights rising use and value of corporate aircraft and security services through 2024, with implications for executive compensation and corporate security policies.

Rising Homeowners Insurance Premiums Drive Shift Toward Higher Deductibles

Homeowners insurance premiums are rising sharply, prompting increased use of higher deductibles as policyholders seek to manage costs amid growing natural disaster risks and limited insurer competition.

2025 Life Insurance Stress Test Shows Strong Solvency Amid Market Shocks

The 2025 Life Insurance Stress Test reveals strong solvency levels among UK life insurers under severe market shocks, highlighting resilience and key regulatory focal points for future oversight.

Bolt Launches VTRO Homeowners Insurance with Smart Water Sensors in California

Bolt unveils VTROSM, a technologically advanced homeowners insurance solution with smart water sensors, addressing California's significant coverage gap and reducing preventable losses.

P/C Insurance Leaders Discuss Risk Strategies and National Catastrophe Planning

Property/casualty insurance executives review lessons from recent catastrophe losses, emphasizing risk management, national catastrophe planning, and industry resilience strategies.

How Strategic Home Upgrades Can Lower Your Insurance Premiums

Learn how strategic home safety, security, and weatherproofing upgrades can lower your home insurance premiums through insurer discounts and risk mitigation.