S&P Global Market Intelligence projects steady profitability for US P&C insurers in 2025, highlighting private auto recovery and challenges in homeowners and commercial lines amid catastrophe losses and social inflation.

Missouri tornado zones show high uninsured rates; Texas floods spur active insurance outreach. NAIC anticipates FEMA shifting more disaster responsibilities to states.

Wisconsin shows low adoption of federal flood insurance despite increasing flood risks. This analysis covers NFIP policies, private flood insurance options, and regulatory gaps affecting coverage.

Orion180 partners with Neural Earth to enhance homeowners insurance underwriting using AI-driven geospatial risk analytics, focusing on wildfire-prone areas.

The NAIC is urged to recommend stronger consumer transparency and appeal rights related to undisclosed risk characteristics in property and casualty insurance, addressing rising premiums and coverage issues.

The U.S. captive reinsurance sector continues steady growth with rising profitability and expanded market penetration, driven by rate increases and regulatory updates.

A Georgia jury awarded $4.2 million in a dog bite lawsuit, highlighting the need for homeowners to assess personal liability coverage beyond standard insurance limits to protect assets.

A coordinated firefighting response improves wildfire control while rising health insurance premiums intensify calls for expanded Medicare coverage, impacting insurance underwriting and risk assessment.

Homeowners insurance premiums in the U.S. have increased by 10% due to rising replacement costs and more frequent extreme weather events. Explore strategies to mitigate rate hikes including bundling, weatherproofing, and deductible adjustments.

Minnesota is projected to see the fifth-highest increase in homeowners insurance rates by 2025 due to frequent extreme weather and rising building material costs. Independent agents advise on coverage options and market risks.