Despite strong sales and regulatory support, annuity adoption inside U.S. retirement plans remains limited due to participant and sponsor perception challenges. Behavioral insights suggest reframing annuities can boost integration as default lifetime income solutions.

Morningstar's 2025 retirement income research adjusts the safe withdrawal rate to 3.7%, examines dynamic spending strategies, Social Security timing, and annuities, offering insights for U.S. insurance and financial professionals.

Cerulli Associates reports $3 trillion in retirement rollovers and annuity sales opportunities for U.S. wealth management firms targeting high-net-worth individuals.

Explore how a $100,000 annuity converts to monthly retirement income. Understand payout variability, features like inflation protection, and trade-offs for U.S. retirees.

TIAA Traditional annuity inflows hit a five-year high as investors seek guaranteed assets amid market uncertainty, outperforming standard target-date funds in retirement strategies.

Explore how RIAs are leveraging new annuity solutions to enhance transparency, control, and income stability in retirement portfolios while maintaining fiduciary alignment.

Fixed-term annuity rates have risen due to higher bond yields and interest rates, influencing retirement income options and market competition in the insurance sector.

TIAA Traditional annuities hit a five-year inflow high in March as investors seek stable retirement income amid market uncertainty, outperforming standard target-date funds.

New Jersey finalizes nationwide adoption of the NAIC best-interest annuity sales standard, reinforcing state regulatory primacy and impacting retirement product compliance.

Explore the key types and benefits of annuities in Washington state, including fixed, variable, and equity-indexed options with regulatory details for insurance professionals.