INSURASALES

Tag: retirement planning

Generation X Faces Retirement Security Challenges Amid Savings Shortfalls

Explore Generation X's distinct retirement challenges including a $1.45 million savings shortfall, inflation fears, and Social Security concerns, with insights into strategic planning and policy impact.

American National Launches Smart Start Accumulator Fixed Indexed Annuities

American National unveils the Smart Start Accumulator Series, fixed indexed annuities offering customizable portfolio options and premium enhancements for retirement growth potential.

American National Launches Smart Start Accumulator Fixed Indexed Annuities

American National introduces the Smart Start Accumulator Series, featuring fixed indexed annuities with strategic portfolio allocation and premium enhancements to optimize retirement savings growth.

LL Global to Merge with Alliance for Lifetime Income to Enhance Retirement Education

LL Global merges with Alliance for Lifetime Income to strengthen retirement income education and research, addressing Americans' retirement security needs amid an aging population.

LIMRA Merges with ALI to Enhance Retirement Income Education

LIMRA merges with Alliance for Lifetime Income to boost research and consumer education on annuities and retirement income amid demographic shifts and regulatory changes.

U.S. Annuity Market Hits Record Sales Amid Aging Population and Market Volatility

Explore the U.S. annuity market's record growth driven by aging demographics, interest rate shifts, inflation trends, and technological advancements enhancing retirement income strategies.

IRS Five-Year Rule: Key Tax Implications for Inherited Annuities

Learn how the IRS five-year rule affects inherited annuities, its tax implications, and strategies for beneficiaries and owners to optimize estate plans and minimize tax liabilities.

Maximizing Retiree Benefits: Free Perks to Enhance Financial and Personal Well-Being

Explore free and discounted perks available to U.S. retirees including health screenings, fitness programs, cultural access, tax help, legal aid, education, and travel discounts to stretch retirement dollars and improve quality of life.

U.S. Annuity Sales Hit Record $432B in 2024 Amid Rate-Driven Demand

U.S. annuity sales reached a record $432.4 billion in 2024, driven by rising interest rates and demand for retirement income. LIMRA forecasts potential 2025 sales decline amid rate cuts, with RILAs and FIAs expected to remain resilient.

Allianz Annuities: In-Depth Review of Fixed Index and Registered Index-Linked Options

Explore Allianz's fixed index and registered index-linked annuities, designed for retirement income with market-linked growth and principal protection. Understand costs, features, and customization options for these complex insurance products.