INSURASALES

Tag: retirement planning

Navigating Early Retirement Risks with $3.3M Nest Egg in High-Cost City

Explore the risks and strategies for early retirement with $3.3 million in a high-cost city, focusing on retirement planning, withdrawal rates, and market volatility management.

Athene Leads Fixed Annuities Market with $36B Sales in 2024

Athene topped 2024 fixed annuity sales with $36B, offering a diverse range of products and strong A+ financial strength rating despite low customer satisfaction scores.

Lifetime Income Solutions to Address Retirement Preparedness Concerns

Explore how lifetime income options in retirement plans can enhance preparedness for retirement savings and support both employees and plan sponsors in managing retirement security risks.

Annuity Adoption in U.S. Retirement Plans Hindered by Perception, Not Product

Despite strong sales and regulatory support, annuity adoption inside U.S. retirement plans remains limited due to participant and sponsor perception challenges. Behavioral insights suggest reframing annuities can boost integration as default lifetime income solutions.

Morningstar 2025 Report Updates Retirement Safe Withdrawal Rate to 3.7%

Morningstar's 2025 retirement income research adjusts the safe withdrawal rate to 3.7%, examines dynamic spending strategies, Social Security timing, and annuities, offering insights for U.S. insurance and financial professionals.

Wealth Management Firms Eye $3 Trillion in Rollovers and Annuity Sales

Cerulli Associates reports $3 trillion in retirement rollovers and annuity sales opportunities for U.S. wealth management firms targeting high-net-worth individuals.

Understanding Annuity Income: What $100,000 Buys in Retirement Payouts

Explore how a $100,000 annuity converts to monthly retirement income. Understand payout variability, features like inflation protection, and trade-offs for U.S. retirees.

TIAA Traditional Annuity Sees Inflow Surge Amid Market Volatility

TIAA Traditional annuity inflows hit a five-year high as investors seek guaranteed assets amid market uncertainty, outperforming standard target-date funds in retirement strategies.

New Annuity Solutions Empower RIAs with Transparency and Income Stability

Explore how RIAs are leveraging new annuity solutions to enhance transparency, control, and income stability in retirement portfolios while maintaining fiduciary alignment.

Rising Fixed-Term Annuity Rates Reflect Market and Economic Shifts

Fixed-term annuity rates have risen due to higher bond yields and interest rates, influencing retirement income options and market competition in the insurance sector.