Generation X is approaching retirement with lower financial preparedness compared to Baby Boomers, facing challenges including reduced pensions, rising healthcare costs, and reliance on Social Security amid policy shifts like SECURE 2.0.

Explore 2026 insurance market trends highlighting increased demand for fixed annuities and life insurance amid client preference for financial stability and income certainty.

ACLI urges U.S. lawmakers to support federal reforms enhancing annuity access within workplace retirement plans, promoting guaranteed income for retirees.

Explore essential year-end financial planning strategies tailored for physicians. Optimize retirement contributions, manage investments, and secure income protection for 2025.

Discover nine U.S. cities offering retirees car-free lifestyles with excellent public transit, walkable neighborhoods, healthcare access, and beneficial tax policies.

Guardian Life Insurance enhances MarketPerform RILA with new Crediting Strategies, boosting flexibility and growth potential without extra fees in retirement annuities.

NexAnnuity launches NexCompounder Fixed Index Annuity offering market growth with principal protection, suitable for IRAs and retirement accounts.

EBRI report links 401(k) loans to increased health care spending, highlighting financial stress and retirement savings implications for plan participants, especially older adults.

Discover effective strategies for reducing monthly expenses in retirement, including insurance and utility savings, to improve financial flexibility and support sustainable budgeting.

Vanguard and BlackRock introduce target-date mutual funds with embedded annuities, offering guaranteed lifetime income options within 401(k) plans starting 2026. Key insights on fees, liquidity, and retirement income strategies.