Explore the U.S. annuity market's record growth driven by aging demographics, interest rate shifts, inflation trends, and technological advancements enhancing retirement income strategies.

Learn how the IRS five-year rule affects inherited annuities, its tax implications, and strategies for beneficiaries and owners to optimize estate plans and minimize tax liabilities.

Explore free and discounted perks available to U.S. retirees including health screenings, fitness programs, cultural access, tax help, legal aid, education, and travel discounts to stretch retirement dollars and improve quality of life.

U.S. annuity sales reached a record $432.4 billion in 2024, driven by rising interest rates and demand for retirement income. LIMRA forecasts potential 2025 sales decline amid rate cuts, with RILAs and FIAs expected to remain resilient.

Explore Allianz's fixed index and registered index-linked annuities, designed for retirement income with market-linked growth and principal protection. Understand costs, features, and customization options for these complex insurance products.

Guardian Life Insurance launches MarketPerform RILA in New York, adding Nasdaq-100 investment terms and expanding retirement planning options amid growing financial readiness concerns.

Explore how Social Security funding challenges are influencing trends in early retirement benefit claims and the implications for financial planning and policy in the U.S.

Explore the risks and strategies for early retirement with $3.3 million in a high-cost city, focusing on retirement planning, withdrawal rates, and market volatility management.

Athene topped 2024 fixed annuity sales with $36B, offering a diverse range of products and strong A+ financial strength rating despite low customer satisfaction scores.

Explore how lifetime income options in retirement plans can enhance preparedness for retirement savings and support both employees and plan sponsors in managing retirement security risks.