Top 9 U.S. Cities for Retirees Seeking Car-Free Living with Tax Benefits
The article identifies nine U.S. cities suitable for retirees who prefer a lifestyle without reliance on driving. Key factors influencing these choices include robust public transportation networks, walkable neighborhoods, and access to essential services such as healthcare and groceries. These cities also offer various tax advantages for retirees, enhancing financial efficiency during retirement. Boston stands out with its extensive MBTA subway system and walkable neighborhoods near healthcare facilities. Massachusetts offers a favorable tax environment by exempting Social Security benefits from state tax. Washington D.C. features a dense urban core with excellent metro and bus systems, along with specialized programs supporting older residents, including tax relief and home repair grants. Philadelphia offers an affordable urban experience with a grid system facilitating navigation and an effective regional rail system. Pennsylvania’s tax policies similarly exclude Social Security and pension income from state tax. Chicago benefits from an extensive above-ground rail system, walkable areas, and broad healthcare access. San Francisco, despite higher living costs, provides extensive public transit options including MUNI and BART, alongside some of the best healthcare facilities. New York City, America’s second-most walkable city, offers widespread subway access, bike lanes, and programs supporting retirees on fixed incomes. Portland promotes a biking culture and flat geography with widespread bus and light rail connectivity, supported by tax exemptions on Social Security benefits. Minneapolis-Saint Paul presents a combination of walkable neighborhoods, light rail, and affordable healthcare options. Seattle is noted for growing transit infrastructure and tax-friendly policies that exclude Social Security and pension income from taxation. The article emphasizes that walkable communities are linked to increased social interaction and community cohesion, factors important to retirement quality. These nine cities combine infrastructure, services, and regulatory benefits conducive to a decreased dependence on personal vehicles for retirees.