The PFRDA's 2025 amendment halves the mandatory annuity purchase for non-government NPS subscribers from 40% to 20%, enabling up to 80% lump sum withdrawals with tax considerations.

Explore common financial shocks retirees face, including Medicare gaps and housing expenses, with expert insights on building adaptable retirement plans and liquidity reserves.

Nearly half of Americans report increased financial stress for 2026, affecting retirement confidence and job security, according to Allianz Life study.

A letter to the editor discusses the challenges of the Affordable Care Act and the role of Medicare with employer benefits in retirement healthcare planning.

Explore key strategies for U.S. retirees to secure guaranteed lifetime income beyond Social Security through pensions and annuities. Understand options, risks, and planning insights.

Social Security COLAs are lagging behind actual inflation experienced by retirees, reducing benefit buying power. Annuities offer a potential solution for stable retirement income.

Explore Medicare enrollment details, coverage options, upcoming cost changes for 2026, and the importance of timely sign-up to avoid penalties. Essential insights for insurance professionals.

Social Security in the U.S. faces funding challenges that may reduce retirement benefits by 2033. Annuities provide guaranteed supplemental income and help mitigate longevity risk for retirees.

Explore updated retirement withdrawal strategies moving beyond the traditional 4% rule with the flexible guardrails approach to sustain portfolios amid market fluctuations and rising costs.

Athene's co-president discusses how annuities help retirees manage low interest rates and market volatility, highlighting the growing demand driven by an aging population and the need for secure retirement income strategies.