Midyear 2025 U.S. property/casualty insurance industry reports $11.5B underwriting gain despite inflation and catastrophe losses, with solid surplus and improved combined ratio.

Monthly premiums on Pennsylvania's ACA exchange may spike up to 300% if federal enhanced premium tax credits expire, affecting 450,000+ enrollees and market stability.

A federal court blocks key provisions of the CMS Marketplace Integrity and Affordability rule affecting ACA exchanges, prompting an appeal from the Trump administration. Changes impact health plan design, enrollment rules, and taxpayer costs.

Global reinsurance capacity reaches $720 billion in 2025 with record catastrophe bond issuance. Aon highlights strategic imperatives for insurers to sustain growth amid market pressures.

Explore how percentage-based deductibles in homeowners insurance affect claim payouts and risk-sharing after catastrophes like hurricanes and windstorms. Understand regulatory context and market implications.

Securian Financial introduces AccumuLink™ Advance, a registered index-linked annuity offering flexible risk management and market upside potential for retirement portfolios.

Pharmaceutical import tariffs are driving up health insurance premiums in the ACA small group market, as insurers anticipate higher drug costs and incorporate these risks into rate filings. This impacts employer health benefits and premium affordability.

Health insurance premiums are set to increase significantly in 2026 due to growing medical claims, costly new therapies, and reduced government support in the individual marketplace. Employer plans may also shift more costs to employees.

Medicare Advantage plans face a 29-point drop in member satisfaction driven by rising medical costs and digital engagement challenges, reports J.D. Power. Rising expenses and regulatory scrutiny pressure insurers to improve service and transparency.

Explore the challenges of auto loan rates averaging 9.3% in 2025, with affordability issues impacting consumers and dealers. Understand credit tier disparities and market impacts.