INSURASALES

Tag: insurance market

ACA Enhanced Subsidies Set to Expire, Raising Premiums and Enrollment Risks

The impending expiration of ACA enhanced premium subsidies threatens to increase health insurance premiums significantly and reduce enrollment, impacting millions of Americans and the insurance marketplace.

Rising Insurance Costs Drive Record Auto Policy Shopping in 2024

Record-high insurance rates in 2024 drive unprecedented auto policy shopping, challenging insurers to enhance customer retention strategies amid rising costs.

Alberta Premier Signals Auto Insurance Reform with Public Insurance as Backup

Alberta Premier Danielle Smith plans a 2027 auto insurance overhaul to reduce premiums by limiting lawsuits, with public insurance as a potential fallback amid insurer pressures.

UnitedHealth Group Medicare Advantage Stability Drives Stock Gains Amid Regulatory Scrutiny

UnitedHealth Group's stock price rises on stable Medicare Advantage ratings and 2025 earnings guidance despite regulatory scrutiny and mixed insider trading activity.

Trump Administration Expands Access to Affordable 'Copper' Plans on ObamaCare Exchanges

The Trump administration expands eligibility for affordable 'copper plans' on ObamaCare exchanges, aiming to reduce premiums and increase insurance coverage nationwide.

2025 Property Catastrophe Reinsurance Prices Set to Soften with Stable Terms

Property catastrophe reinsurance prices expected to soften in late 2025 with stable terms and retentions. Aggregate coverage offerings remain limited amid disciplined reinsurer market strategies.

Triple-I Study Reveals $42.8B Excess Motor Vehicle Tort Litigation Impact on Auto Insurance

Triple-I analysis finds $42.8 billion in excess motor vehicle tort litigation value from 2014-2023, highlighting impacts on U.S. auto insurance costs and the need for improved civil court data transparency.

North Carolina Flood Risk Updates Highlight Insurance Market Challenges

North Carolina's updated flood risk data and evolving storm patterns present challenges and opportunities for flood insurance markets and risk management strategies.

U.S. Property/Casualty Insurance Posts $11.5B Midyear Underwriting Gain

Midyear 2025 U.S. property/casualty insurance industry reports $11.5B underwriting gain despite inflation and catastrophe losses, with solid surplus and improved combined ratio.

Pennsylvania ACA Premiums Could Jump 300% Without Subsidy Extension

Monthly premiums on Pennsylvania's ACA exchange may spike up to 300% if federal enhanced premium tax credits expire, affecting 450,000+ enrollees and market stability.