INSURASALES

Tag: insurance market

ACA Subsidies Crossroads: What Expiration Could Mean for Coverage and the Insurance Market

Conservative leaders urge letting ACA COVID-era subsidies expire as government funding negotiations continue, highlighting impacts on insurance premiums and policy stability.

Texas ACA Subsidy Expiration to Cause Sharp Premium Increases in 2026

More than 4 million Texans face higher ACA health insurance premiums in 2026 as federal subsidies expire, potentially causing coverage losses and market shifts.

California Consumer Group Proposes Homeowner Insurance Rights Initiative

A new California ballot initiative proposes requiring insurers to cover fireproofed homes or face penalties, amid ongoing wildfire insurance market challenges and regulatory debates.

Praxis Reciprocal Exchange Launches as Florida-Based Reciprocal Property Insurer

Praxis Reciprocal Exchange secures regulatory approval to operate as a reciprocal property insurer in Florida, prioritizing policyholder interests and market stability.

2025 Monte Carlo Reinsurance Roundtable Highlights Market Discipline & AI Impact

Insightful analysis from the 2025 Monte Carlo Reinsurance News Executive Roundtable reveals market discipline, capital trends, casualty challenges, and AI's growing role in U.S. reinsurance.

Florida Lawmaker Proposes Eliminating Property Taxes with New Revenue Model

Florida state Rep. Ryan Chamberlin introduces a plan to eliminate property taxes, replacing revenue with real estate and travel transaction fees, plus targeted school taxes.

California Faces Potential 50% Health Insurance Premium Increase in 2025

California health insurance premiums are projected to rise by up to 50% next year, posing affordability challenges and risk of coverage loss for many families. Regulatory and policy measures are critical to address this market instability.

U.S. Life Insurance Sales Accelerate in Q2 2025 with Indexed Universal Life Leading Growth

U.S. life insurance sales rose 13% in Q2 2025, driven by indexed universal life products setting new records. Whole Life and Variable Universal Life also showed growth while Fixed Universal Life declined.

ACA Enhanced Subsidies Set to Expire, Raising Premiums and Enrollment Risks

The impending expiration of ACA enhanced premium subsidies threatens to increase health insurance premiums significantly and reduce enrollment, impacting millions of Americans and the insurance marketplace.

Rising Insurance Costs Drive Record Auto Policy Shopping in 2024

Record-high insurance rates in 2024 drive unprecedented auto policy shopping, challenging insurers to enhance customer retention strategies amid rising costs.