Bankrate analysis shows Americans with subprime credit scores pay $3,400 more annually for loans and insurance, with mortgage interest as the largest cost driver. Understanding the subprime tax impact and market trends.

Minnesota is projected to see the fifth-highest increase in homeowners insurance rates by 2025 due to frequent extreme weather and rising building material costs. Independent agents advise on coverage options and market risks.

Florida's top auto insurers reduce rates by 6.5% after litigation reforms aimed at reducing costly lawsuits. Market trends suggest increased competition and usage-based discounts.

Explore the top five most expensive U.S. states in 2025, focusing on key drivers like homeowners insurance, wildfire and hurricane risks, and housing inflation shaping the insurance and housing markets.

U.S. health insurers face financial pressures from rising Medicare Advantage costs, increased healthcare utilization, and regulatory debates over physician payments and drug pricing, impacting premiums and provider networks.

ACA premium increases projected as key subsidies expire at the end of 2025, driving the largest cost hike in five years and affecting millions of enrollees.

The California FAIR Plan's rapid growth in 2025 reflects continuing wildfire insurance challenges. New reforms aim to expand private insurer participation despite higher premiums.

Severe July flash floods in Texas Hill Country have caused extensive property damage and triggered insurance affordability and housing market challenges, spotlighting risk management and regulatory responses.

Rising healthcare, long-term care, and homeowners insurance costs challenge retirement planning in 2025, highlighting the importance of Medicare Advantage and health savings accounts.

The Consumer Federation of America urges Montana lawmakers to conduct a full study on rising property insurance costs, causes, and solutions affecting all market segments including renters and mobile homes.