INSURASALES

Tag: insurance market

Texas ACA Rating Area Integration Increases Gold Plan Enrollment Without Expanding Total Coverage

Texas integrated rural ACA rating areas into urban ones, boosting gold plan enrollment without increasing total marketplace enrollment, improving plan choice in rural areas.

Delays in Life Insurance Decisions Increase Financial Risk for Families

Delays averaging 10 months in securing life insurance can expose families to financial hardship. Understand the risks, coverage options, and strategies to improve timely life insurance decisions.

UnitedHealth CEO Addresses Earnings Miss Amid Rising Medicare Advantage Costs

UnitedHealth Group's CEO responds to Q1 earnings miss driven by Medicare Advantage medical cost surges and DOJ scrutiny, outlining reforms to manage rising care expenses and rebuild investor confidence.

U.S. ACA Premium Tax Credit Funding Faces Expiration in 2025, Threatening Coverage for Millions

The expiration of ACA premium tax credits in 2025 could lead to coverage losses for millions and higher insurance premiums, posing market and political challenges.

U.S. Annuity Sales Hit Record $432B in 2024 Amid Rate-Driven Demand

U.S. annuity sales reached a record $432.4 billion in 2024, driven by rising interest rates and demand for retirement income. LIMRA forecasts potential 2025 sales decline amid rate cuts, with RILAs and FIAs expected to remain resilient.

Economic Pressures Drive Americans to Reduce Car Insurance Coverage Amid Rising Costs

Rising inflation, tariffs, and financial stress lead many Americans to reduce car insurance coverage despite legal risks, driving significant shifts in insurance market trends and consumer behavior.

Financial Strains Prompt Vermont to Consider Major Rate Increases for Blue Cross Blue Shield

Blue Cross Blue Shield of Vermont faces financial challenges leading to proposed rate hikes. Vermont regulators balance insurer solvency with affordability in ongoing insurance market discussions.

Wildfire Risk Drives Homeowners Insurance Crisis in Mountain West States

Mountain West states face rising homeowners insurance cancellations and premiums driven by wildfire risks. Regulatory efforts highlight urgent need for market stability and risk mitigation.

Vermont Faces Health Care Affordability Crisis Amid Insurer Losses and Federal Medicaid Threats

Vermont confronts a health care affordability crisis as Blue Cross Blue Shield Vermont faces financial losses and federal Medicaid policy changes threaten state funding. Legislative efforts aim to stabilize premiums and reform provider reimbursement.

Impact of Private Equity on U.S. Healthcare Consolidation and Patient Care

Explore how private equity's rise in U.S. health care consolidation affects hospitals, physician practices, care quality, costs, and regulatory responses.