INSURASALES

Tag: insurance market

KFF Poll Reveals Healthcare Affordability Challenges Amid Rising U.S. Economic Anxiety

KFF's latest Health Tracking Poll details how rising economic anxiety impacts U.S. adults, highlighting healthcare affordability challenges across demographics and insurance types in 2025.

Rising Homeowners Insurance Premiums Drive Shift Toward Higher Deductibles

Homeowners insurance premiums are rising sharply, prompting increased use of higher deductibles as policyholders seek to manage costs amid growing natural disaster risks and limited insurer competition.

U.S. Annuity Sales Hit Record $121 Billion in Q3 2025 Driven by RILAs and Variable Products

U.S. annuity sales reached a record $121.2 billion in Q3 2025 as registered index-linked annuities and traditional variable products surged. Fixed annuities showed mixed results amid evolving market conditions.

Michigan's 2019 Auto No-Fault Reforms Lower Costs and Strengthen Insurance Market

Analysis shows Michigan's 2019 auto no-fault reforms reduce costs and stabilize the insurance market, enhancing affordability and economic competitiveness.

Florida Proposes State Exchange for Individual Health Insurance with ICHRAs

Florida House panel backs a proposal to create a state-run online exchange for individual health insurance linked to ICHRAs, aiming to expand coverage options and address rising costs.

AM Best Reports Stable Outlook for U.S. Commercial Lines Amid Emerging Risks

AM Best maintains a stable outlook for U.S. commercial lines insurance in 2025 despite challenges from litigation, inflation, and evolving risks. Specialized risk control and AI-driven underwriting are key trends.

U.S. Insurtech Demand Set to Soar to $84.9B by 2035 with Health Insurance Leading

Demand for insurtech in the U.S. is projected to grow from $9.3B in 2025 to $84.9B by 2035 at 24.8% CAGR, driven by health insurance digitalization, AI adoption, and embedded insurance models. Regional market leaders and technology trends shape future growth.

White House Delays ACA Subsidy Extension Amid GOP Opposition

The White House delays announcement to extend ACA premium subsidies as Republican opposition intensifies, risking higher health insurance costs for millions in 2025.

Negotiations Stall as Democrats Demand ACA Subsidy Extension Amid U.S. Shutdown

Key Senate talks on ending the U.S. government shutdown stall over refusal to guarantee a vote on extending Affordable Care Act subsidies, impacting healthcare policy and insurance markets.

Congressional Deadlock Threatens ACA Subsidies, Risks Uninsured Surge in 2026

Congressional deadlock jeopardizes ACA premium subsidies, increasing health insurance costs and risking a rise in uninsured Americans in 2026. Understand implications for healthcare access, Medicaid cuts, and economic inequality.