House Collapses in Buxton Prompt Safety Warnings and Highlight Insurance Risks
Buxton house collapses highlight coastal erosion risks and insurance gaps. CHNS issues safety warnings; regulatory action on insurance policies discussed.
Rising Homeowners Insurance Premiums Drive Shift Toward Higher Deductibles
Homeowners insurance premiums are rising sharply, prompting increased use of higher deductibles as policyholders seek to manage costs amid growing natural disaster risks and limited insurer competition.
Louisiana Approves 7.5% Rate Reduction for SureChoice and Elevate Homeowners Policies
Louisiana Insurance Commissioner approves 7.5% average rate cut for SureChoice and Elevate homeowners policies, driven by reduced reinsurance costs. Effective Feb 2026.
New York Sets Uniform Standards for Hurricane Deductibles in Homeowners Insurance
New York's DFS issues uniform regulations for hurricane deductibles in homeowners insurance, effective 2026, standardizing definitions, notices, and application criteria statewide.
Bolt Launches VTRO Homeowners Insurance with Smart Water Sensors in California
Bolt unveils VTROSM, a technologically advanced homeowners insurance solution with smart water sensors, addressing California's significant coverage gap and reducing preventable losses.
Rising Foreclosure Filings Highlight U.S. Homeowners' Increasing Financial Strain
Foreclosure filings rise nearly 20% amid surging homeowners insurance premiums, high mortgage rates, and property tax pressures impacting U.S. homeowners' ability to afford mortgage payments.
Top US Housing Markets with Highest Homeowners Insurance Premiums in 2025
Explore the 2025 US housing markets where homeowners face the highest insurance premiums relative to property values. Key regions include Houston, Tampa Bay, Tulsa, Sarasota, and Miami, all impacted by climate-driven risks.
Montana Legislators Pursue Study to Address Rising Homeowners Insurance Costs
Montana Legislature advances HJ 61 mandated study to analyze rising homeowners insurance premiums, data gaps, and market challenges. Key steps sought to enhance transparency and affordability.
California Wildfire Insurance Crisis Escalates in Rural High-Risk Areas
California's rural high-fire-risk areas face escalating homeowners insurance challenges as insurers retreat amid growing wildfire risks. The state's FAIR Plan surges with last-resort coverage, while regulatory efforts aim to stabilize the market.
Oklahoma Homeowners Insurance Rates Driven by Losses and Market Dynamics
Explore how market concentration, loss payouts, and regulatory frameworks impact homeowners insurance premiums in Oklahoma amid rising natural disaster claims and inflation.