California homeowners face rising insurance costs after State Farm gains approval for a 17% emergency rate hike, highlighting regulatory and market trends.

Explore how home warranties provide essential coverage for major home systems and appliances, complementing traditional homeowners insurance by covering repair costs due to wear and tear amid rising appliance expenses.

The California FAIR Plan's rapid growth in 2025 reflects continuing wildfire insurance challenges. New reforms aim to expand private insurer participation despite higher premiums.

Rising healthcare, long-term care, and homeowners insurance costs challenge retirement planning in 2025, highlighting the importance of Medicare Advantage and health savings accounts.

Mercury Insurance shares expert tips to help homeowners prepare for the 2025 hail season, emphasizing roof reinforcement, outdoor item security, and policy review to minimize property damage and insurance claims.

State Farm requests court to keep documents justifying 17% emergency wildfire insurance rate increase confidential in California, raising Proposition 103 transparency concerns.

Explore the 2025 state-by-state analysis of cost of living, housing affordability, and rising homeowner insurance premiums driven by inflation and natural disaster risks impacting the U.S. market.

Illinois Governor JB Pritzker challenges State Farm's homeowners insurance rate hikes, citing inconsistent catastrophe loss data and calls for regulatory and legislative actions to protect consumers.

Hawaiʻi's homeowners face increased insurance nonrenewals and rising premiums due to stricter underwriting on roof age, electrical systems, and proximity to the ocean, highlighting market instability and risk management challenges.

Berkeley implements a new wildfire safety ordinance requiring a 5-foot clearance around homes to mitigate fire risk amid rising insurance policy cancellations in the hills.