Homeowners insurance premiums are rising sharply, prompting increased use of higher deductibles as policyholders seek to manage costs amid growing natural disaster risks and limited insurer competition.

Louisiana Insurance Commissioner approves 7.5% average rate cut for SureChoice and Elevate homeowners policies, driven by reduced reinsurance costs. Effective Feb 2026.

With gold and precious metal prices surging, many homeowners may face insurance coverage gaps for jewelry. Explore options like riders and scheduled personal property to secure adequate protection.

New York's DFS issues uniform regulations for hurricane deductibles in homeowners insurance, effective 2026, standardizing definitions, notices, and application criteria statewide.

A Georgia homeowner's struggle with a fraudulent fire damage claim exposes gaps in insurance claim verification and the impact of inaccurate records in the C.L.U.E. database on premiums.

Plymouth Rock Assurance implemented a targeted non-renewal strategy to improve homeowners insurance profitability, enhancing loss ratios by 14.5 points across key states during volatile market conditions.

Bolt unveils VTROSM, a technologically advanced homeowners insurance solution with smart water sensors, addressing California's significant coverage gap and reducing preventable losses.

Foreclosure filings rise nearly 20% amid surging homeowners insurance premiums, high mortgage rates, and property tax pressures impacting U.S. homeowners' ability to afford mortgage payments.

Explore the 2025 US housing markets where homeowners face the highest insurance premiums relative to property values. Key regions include Houston, Tampa Bay, Tulsa, Sarasota, and Miami, all impacted by climate-driven risks.

Montana Legislature advances HJ 61 mandated study to analyze rising homeowners insurance premiums, data gaps, and market challenges. Key steps sought to enhance transparency and affordability.