Explore essential home upgrades that can reduce insurance premiums amid rising rates. Learn how maintenance, smart technology, and resilience projects impact insurance costs.

California court finds FAIR Plan's smoke damage claim restrictions unlawful, impacting wildfire-related home insurance coverage and insurer liability standards.

Home insurance rates rise in Taos County, NM due to wildfire risks and increased replacement costs, with new regulations promoting defensible space and wildfire preparedness.

TransUnion's 2025 report reveals rising auto and home insurance shopping, generational shifts in homeownership, and implications for risk segmentation and policy flexibility.

Discover key insurance challenges and strategies related to rising fire risks from residential electric vehicle charging, including claims complexity and coverage coordination.

The Q1 2025 J.D. Power Insurance Intelligence report reveals trends in consumer shopping and switching rates across auto, home, and renters insurance amid inflation and material cost challenges, influencing underwriting and premiums.

Tariffs on imported construction materials are projected to raise U.S. home insurance premiums by $106 on average in 2025, impacting rebuilding costs and coverage requirements nationwide.

In 2024, U.S. home insurance premiums rose 13.7% to $152 billion, with notable loss ratio improvements for insurers like State Farm and Liberty Mutual, indicating enhanced profitability and underwriting effectiveness in the property and casualty market.

Explore the challenges and legislative responses to Florida's rising home insurance costs, influenced by high hurricane risk, litigation, and reinsurance rates.

Explore how Illinois homeowners face a staggering 50% increase in insurance rates due to climate change and inadequate regulation, as revealed by a Consumer Federation of America report.