Tariffs on imported construction materials are projected to raise U.S. home insurance premiums by $106 on average in 2025, impacting rebuilding costs and coverage requirements nationwide.

In 2024, U.S. home insurance premiums rose 13.7% to $152 billion, with notable loss ratio improvements for insurers like State Farm and Liberty Mutual, indicating enhanced profitability and underwriting effectiveness in the property and casualty market.

Explore the challenges and legislative responses to Florida's rising home insurance costs, influenced by high hurricane risk, litigation, and reinsurance rates.

Explore how Illinois homeowners face a staggering 50% increase in insurance rates due to climate change and inadequate regulation, as revealed by a Consumer Federation of America report.

A study shows that over 11 million U.S. homes are without insurance amid rising premiums, highlighting alarming trends in the housing market.

Explore the rising challenges faced by homeowners in Florida's manufactured home market due to escalating insurance rates and dwindling options.