U.S. health insurance premiums are projected to rise sharply in 2026, outpacing general inflation and driving higher out-of-pocket costs amid waning tax credits. Employer-based coverage and ACA marketplace premiums will pose significant affordability challenges.
Minnesota health insurance premiums are expected to increase between 7% and 26% in 2026 due to rising health care costs and the expiration of federal subsidies under the Affordable Care Act.
Millions of small business owners and middle-income workers could lose ACA health insurance tax credits at year-end, impacting access to affordable coverage.
Colorado lawmakers propose a $100M state loan to support ACA health insurance affordability fund amid federal subsidy expiration risks, aiming to prevent premium spikes and coverage losses.
Medicare Advantage plans face a 29-point drop in member satisfaction driven by rising medical costs and digital engagement challenges, reports J.D. Power. Rising expenses and regulatory scrutiny pressure insurers to improve service and transparency.
Colorado drops proposal to raise health insurance fees, opting instead for a $100M interest-free loan from the Unclaimed Property Trust Fund to fund state health insurance subsidies amid federal cuts.
Explore how CMS's Medicare Advantage Star Rating system's opaque methodologies create regulatory arbitrage and financial risks for insurers like Elevance Health, Humana, and UnitedHealthcare, shaping the healthcare insurance landscape.
Pharmaceutical companies are adopting direct-to-consumer drug sales, bypassing insurers and PBMs. This strategy impacts drug pricing, patient out-of-pocket costs, and insurance market dynamics in the U.S.
Several U.S. states plan to partially replace expiring federal health insurance subsidies to protect lower-income individuals from rising premiums in the individual market.
Pennsylvania insurance carriers propose average 19% premium hikes for ACA plans in 2026 amid expiring federal tax credits. State review ongoing; public comment open through Sept. 2.
