Tag: annuities

Mitigating Sequence of Returns Risk in Retirement Planning Amid Market Volatility

Explore the impact of sequence of returns risk on retirement plans during market volatility and how annuities and guaranteed income solutions can help protect retirees.

Key Annuitiy Market Insights for U.S. Retirement Planning in 2025

Explore crucial annuity market insights for U.S. retirement insurance professionals in 2025. Understand types, costs, and regulatory considerations shaping the annuity landscape.

How Annuities Affect Social Security Benefits and Retirement Taxes

Explore how annuity payments impact Social Security benefits and retirement taxes. Learn tax implications, IRS provisional income rules, and strategic withdrawal tips to optimize retirement income.

Annuities Rise as Key Retirement Planning Tool Amid Market Volatility

Explore why annuities are becoming integral to retirement planning strategies in response to market volatility and increased lifespan. Understand how they help manage financial risks and secure retirement income.

RIAs Lead as Key Growth Channel for Annuity Sales, Survey Finds

Survey highlights registered investment advisors as primary growth channel for annuity sales, signaling evolving insurance market distribution trends and compliance considerations.

Expanding Lifetime Income Options in 401(k) Plans Through Annuities

Explore how 401(k) plan sponsors can enhance lifetime income options with annuities, navigating fiduciary duties and leveraging SECURE Act provisions for better retirement outcomes.

American National Launches Smart Start Accumulator Fixed Indexed Annuities

American National unveils the Smart Start Accumulator Series, fixed indexed annuities offering customizable portfolio options and premium enhancements for retirement growth potential.

Resurgence of Annuities Highlights Retirement Security and Health Benefits

Annuities are gaining renewed interest as a solution to retirement insecurity, offering guaranteed lifelong income and improved health outcomes amid lapses in defined benefit plans.

U.S. Annuity Sales Hit Record $432B in 2024 Amid Rate-Driven Demand

U.S. annuity sales reached a record $432.4 billion in 2024, driven by rising interest rates and demand for retirement income. LIMRA forecasts potential 2025 sales decline amid rate cuts, with RILAs and FIAs expected to remain resilient.

Annuities as a Reliable Income Supplement for Retirees: Insights on $50,000 Investment Payouts

Explore how a $50,000 annuity can provide predictable monthly income for retirees, including payout factors like age, annuity type, and tax considerations. Understand the role of annuities in retirement income strategies amid market volatility.