Discover the NAIC's 2026 committee leadership appointments aimed at enhancing insurance regulation and addressing emerging industry challenges.

Patty Kuderer, Washington State Insurance Commissioner, named Vice Chair of NAIC's Western Zone, enhancing consumer protection and regulatory compliance in insurance.

The NAIC is being urged to create standardized education materials for advisors and consumers on long-term care riders in life insurance policies to reduce confusion and improve understanding.

NAIC’s new AG 55 and VM-22 guidelines introduce enhanced, principle-based reserve adequacy testing for U.S. life insurers with significant offshore reinsurance exposure, improving regulatory transparency and risk alignment.

NAIC plans a detailed 2026 homeowners insurance data call including claims, cancellations, premiums, and mitigation data to improve regulatory oversight and market analysis.

NAIC anticipates FEMA reforms to enhance disaster aid and resolve National Flood Insurance Program funding issues, impacting federal disaster funding and insurance regulation.

NAIC's Actuarial Guideline 55 enhances regulatory oversight of offshore life reinsurance, requiring US insurers to validate asset backing under adverse conditions and boosting transparency in reserve reporting.

NAIC proposes phasing out investment subsidiary reporting in insurer annual statements and RBC instructions to improve transparency and regulatory oversight in insurance investment practices.

Oklahoma Insurance Commissioner urges Congress to adopt a balanced phase-out of enhanced premium tax credits with income caps, minimal premiums, and expanded consumer choices to ensure sustainability and fraud reduction.

NAIC's Risk-Based Capital principles are evolving with debates on public disclosure bans and enhancements to insurer capital adequacy assessments for 2026.