Oklahoma Insurance Commissioner urges Congress to adopt a balanced phase-out of enhanced premium tax credits with income caps, minimal premiums, and expanded consumer choices to ensure sustainability and fraud reduction.

NAIC's Risk-Based Capital principles are evolving with debates on public disclosure bans and enhancements to insurer capital adequacy assessments for 2026.

NAIC prepares for 2026 with key Risk-Based Capital alignment proposals, SSAP updates, and enhanced cybersecurity referrals to support regulatory compliance and risk management.

The NAIC and state regulators have enhanced oversight over the U.S. life insurance market, updating solvency frameworks, capital requirements, and transparency measures to address risks from low interest rates and complex investments.

The NAIC's AI Model Bulletin on insurers highlights regulatory challenges, industry influence, and unresolved issues like proxy discrimination in U.S. insurance.

NAIC CEO Gary Anderson resigns effective Oct 29. Jeff Johnston named interim CEO as NAIC plans budget growth and regulatory modernization, including AI and risk-based capital updates.

NAIC's 2025 Summer Meeting advances state-based insurance regulation modernization with a focus on RBC governance, reinsurance oversight, consumer protection, and regulatory clarity.

Missouri tornado zones show high uninsured rates; Texas floods spur active insurance outreach. NAIC anticipates FEMA shifting more disaster responsibilities to states.

The NAIC is urged to recommend stronger consumer transparency and appeal rights related to undisclosed risk characteristics in property and casualty insurance, addressing rising premiums and coverage issues.

The NAIC Life Actuarial Task Force adopts a new disclosure-only guideline for reinsurance asset testing, with initial data reporting mandated by 2026 to enhance transparency in life insurer reserves.