Citizens Insurance plans major premium cuts for 500,000 Florida homeowners, signaling shifts in the state’s home insurance market and regulatory oversight.

Louisiana's insurance landscape sees State Farm rate adjustments; AI investment raises financial bubble concerns; Louisiana cuts pollution regulation staffing amid rising industrial activity.

Louisiana Insurance Commissioner approves significant State Farm rate changes: 5.9% decrease in auto insurance and 9.7% increase in homeowners insurance reflecting updated risk models.

Louisiana approves State Farm's 5.9% average auto insurance rate decrease and 9.7% homeowners insurance rate increase, reflecting hurricane risk and loss trends for 2026.

Florida's Citizens Property Insurance requests a 2.6% homeowners rate cut for 2026 reflecting strengthened market conditions and legislative reforms reducing litigation costs. Nearly half of policyholders may see premium decreases amid private market competition and moderating reinsurance costs.

Citizens Property Insurance recommends 2.6% average rate decrease for 2026 in Florida, driven by litigation reforms and depopulation efforts. Significant savings expected in South Florida.

Auto insurance rates are projected to rise 7.5% in 2025 amid rising claims and costs. NJM Insurance Group ranks highly in Consumer Reports for claims, customer service, and mutual company benefits.

Homeowner insurance rates in Minnesota are rising due to increased severe weather costs and policy deductible challenges, prompting state task force review.

Louisiana's auto insurance rates are starting to decline after years of increases, with multiple insurers filing significant rate reductions. Competitive market forces and ongoing reforms may bring further relief to policyholders statewide in 2026.

Florida drivers face record-high auto insurance premiums in 2025, with key platforms like Insurify and Compare.com helping motorists find significant savings through effective quote comparisons.