INSURASALES

Tag: Insurance Rates

Minnesota Health Insurance Rates to Rise in 2026 Amid ACA Tax Credit Expiry

Minnesota health insurance premiums for 2026 are set to increase significantly due to rising healthcare costs and the expiration of ACA enhanced tax credits, affecting individual and small group markets as open enrollment approaches.

Texas Car Insurance Costs Soar Amid Complex Risk and Regulatory Environment

Explore why Texas car insurance rates are among the highest in the U.S., driven by risk factors, uninsured drivers, and regulatory challenges impacting premiums.

Illinois Proposes Legislation to Ban Cost Shifting in Insurance Rates

Illinois Senator Michael E. Hastings proposes legislation to prohibit insurance cost shifting and ensure premiums reflect local risks, enhancing fairness and transparency in insurance rates.

Connecticut Health Insurance Rates Approved with Nearly 17% Hike for 2025

Connecticut Insurance Department approves nearly 17% average health insurance premium increases for 2025 individual plans, citing rising healthcare and prescription drug costs impacting consumers and small businesses.

New York Approves 2026 Health Insurance Rate Increases Below Insurer Requests

New York approves 2026 health insurance premium increases averaging 7.1% for individuals and 13% for small groups, driven by rising medical costs but below insurer requests.

New York Approves Moderate Health Insurance Rate Hikes for 2026 ACA Plans

New York state regulators approved 2026 health insurance rate increases for ACA marketplace plans, with 7.1% hikes for individuals and 13% for small groups, below insurer requests.

Florida Sees One of the Highest Teen Driver Insurance Rate Increases

Florida experiences an average 84% increase in auto insurance premiums when adding teen drivers, impacting family budgets and licensing trends. Discover cost management strategies and market insights.

Livingston Parish Flood Insurance Rates to Drop After CRS Rating Upgrade

Livingston Parish's flood insurance rates will drop by 15% following an upgrade from Class 10 to Class 7 under the FEMA Community Rating System, improving floodplain management and insurer risk profiles.

US Excess Casualty Rate Increases Moderate from 2024 Peak

US excess casualty insurance rates remain elevated but are moderating, especially in high excess layers, signaling a shift in market pricing dynamics after 2024's peak increases.

Erie and State Farm Lead Memphis Car Insurance Market with Lowest Rates

Explore how Erie and State Farm dominate Memphis car insurance with the lowest full coverage and liability rates. Insights on discounts, DUI, young driver costs, and ZIP code pricing.