Congressional Budget Office estimates that permanent extension of Obamacare tax credits may increase the U.S. budget deficit by $350 billion over 10 years while boosting health insurance coverage.

Congress debates extension of ACA tax credits critical to maintaining affordable health insurance premiums as subsidies approach expiration, risking large premium hikes.

Lemonade Inc. stock surges 9.21% driven by fintech partnerships and AI-backed auto insurance growth. Analysts raise target prices amid cautious optimism despite profitability challenges.

UnitedHealth Group maintains strong 2026 Medicare Advantage Stars ratings and reaffirms 2025 earnings guidance, signaling stability amid market challenges.

In 2025, U.S. insurance technology enters a transformative phase driven by AI, IoT, parametric policies, and embedded insurance models, reshaping underwriting, claims, and customer engagement.

Rising healthcare inflation is leading to the largest health coverage cost increase for U.S. employers since 2010, driven by higher medical care prices and prescription drug expenses, especially GLP-1 drugs.

The California FAIR Plan is under financial pressure due to escalating wildfire claims and rising repair costs. Insurers and homeowners face potential assessments or bailouts amid this growing risk.

The U.S. health insurance market faces significant premium hikes and systemic challenges linked to legislative changes, economic burdens, and disparities. Comparing with the U.K., the analysis highlights reform difficulties and financial implications for policy makers and insurers.

Travelers Institute launches a multi-year initiative focused on insurance availability, affordability, and regulatory impacts in the US market. Key events and industry collaboration are planned.

The 2025 Insurance Barometer Study shows consumer education gaps and cost misconceptions hinder life insurance purchases. Industry must enhance outreach and licensed agent involvement.