UnitedHealth Group maintains strong 2026 Medicare Advantage Stars ratings and reaffirms 2025 earnings guidance, signaling stability amid market challenges.

In 2025, U.S. insurance technology enters a transformative phase driven by AI, IoT, parametric policies, and embedded insurance models, reshaping underwriting, claims, and customer engagement.

Rising healthcare inflation is leading to the largest health coverage cost increase for U.S. employers since 2010, driven by higher medical care prices and prescription drug expenses, especially GLP-1 drugs.

The California FAIR Plan is under financial pressure due to escalating wildfire claims and rising repair costs. Insurers and homeowners face potential assessments or bailouts amid this growing risk.

The U.S. health insurance market faces significant premium hikes and systemic challenges linked to legislative changes, economic burdens, and disparities. Comparing with the U.K., the analysis highlights reform difficulties and financial implications for policy makers and insurers.

Travelers Institute launches a multi-year initiative focused on insurance availability, affordability, and regulatory impacts in the US market. Key events and industry collaboration are planned.

The 2025 Insurance Barometer Study shows consumer education gaps and cost misconceptions hinder life insurance purchases. Industry must enhance outreach and licensed agent involvement.

Record high auto insurance rates in 2024 are fueling unprecedented comparison shopping and customer switching, challenging insurers to improve retention amid rising premiums.

House Republican leaders debate extending expiring ACA enhanced premium subsidies amid potential premium spikes and internal party disagreements.

LendingTree survey reveals rising auto insurance costs are causing increased uninsured rates and coverage reductions, with drivers cutting expenses to afford policies.