INSURASALES

Tag: Insurance Law

COBRA Compliance: Federal and California Requirements for Employer Health Benefits

Explore essential federal COBRA and California state requirements for employer health benefits continuation coverage and compliance obligations.

U.S. Medicare and Medicaid Fraud Debate: Focus Shifts from Patients to Providers

Examining fraud in U.S. Medicare and Medicaid: shifting focus from patient eligibility to provider and insurer fraudulent practices amid congressional budget cuts and regulatory challenges.

Lawsuits Accuse Insurers of Conspiring to Limit Fire Insurance in California

In 2025, California homeowners filed lawsuits accusing insurers of conspiring to restrict fire insurance coverage in wildfire-prone areas, pushing homeowners toward the FAIR Plan with higher premiums and fewer benefits.

Texas Appeals Court Upholds Dismissal in State Farm Life Insurance Dispute

Texas appeals court upholds dismissal of lawsuit against State Farm, affirming interpleader action's protective role in resolving contested life insurance beneficiary claims.

3rd Circuit Upholds Insurance Exclusions for Pre-Acquisition Wrongful Acts

The 3rd Circuit Court rules that insurance policy exclusions for pre-acquisition wrongful acts will be strictly enforced, stressing the importance of due diligence in mergers and acquisitions.

Washington Enacts Law Guaranteeing Independent Auto Damage Appraisals

Washington State's new law mandates independent appraisals for auto insurance damage disputes starting 2026, enhancing consumer rights and claim fairness.

Georgia Enacts Comprehensive Tort Reform to Address Rising Insurance Litigation Costs

Georgia's new tort reform law implements significant changes to premises liability, damages evidence, and litigation procedures aiming to reduce insurance costs and curtail excessive lawsuits.

Judge Orders UNUM to Pay Doctor $150,000 for Bad Faith Insurance Practices

A Massachusetts judge orders UNUM Group to pay $150,000 for bad faith in denying disability claims, marking a significant legal precedent for insurance lawsuits.