Illinois Bill Seeks to Prohibit Life Insurance Denials Based on Criminal Records

Illinois is considering legislation to prohibit life insurance companies from denying or limiting coverage based on an applicant's criminal record. The bill emphasizes the importance of allowing individuals who have reformed after past convictions to obtain life insurance, supporting families in financial planning after the death of a loved one. The proposal has advanced through both the Illinois Senate and House, signaling a potential shift toward more inclusive underwriting practices for applicants with criminal histories.