Connecticut Supreme Court Limits Brokers' Duty on Insurance Policy Non-Renewal Notices

The Connecticut Supreme Court ruled that insurance brokers do not have a duty to inform their clients if their homeowners insurance provider plans not to renew the policy. This decision clarifies the scope of responsibilities for insurance brokers in relation to client communication about policy renewals. The court majority declined to expand broker duties beyond existing contractual obligations. This ruling impacts insurance brokers by limiting their liability to proactive renewal notifications, placing the onus on policyholders to stay informed about their coverage status. The legal clarification reinforces precedent on broker duties and may influence future litigation concerning insurer non-renewals and broker-client communications. Insurance professionals should note the importance of clear policy renewal processes and documentation to avoid coverage gaps. As the decision narrows broker obligations, insurers and brokers may need to review client engagement strategies to mitigate risks associated with policy non-renewal disagreements.