INSURASALES

Tag: Insurance Law

Florida Insurance Reforms Limit Accountability, Impact Policyholders and Market Stability

Florida's recent insurance reforms have reduced insurer accountability, complicating claims processes and impacting both personal and commercial policyholders amid rising premiums and market instability.

Illinois Appellate Court Enforces Appraisal Clause in State Farm Hail Damage Dispute

Illinois Appellate Court requires State Farm to engage in appraisal for hail damage valuation dispute, despite insurer's coverage objection.

Florida Court Upholds Insurer's Right to Enforce Managed Repair Clauses

Florida appellate court ruling reinforces insurers' rights to enforce managed repair provisions in homeowners insurance policies, setting a key legal precedent.

Supreme Court Weighs ACA Preventive Services Coverage Amid Appointment Clause Challenge

Supreme Court examines constitutional challenge to ACA preventive services coverage focusing on the Appointments Clause and Secretary of HHS authority. Key implications for insurers and healthcare coverage.

COBRA Compliance: Federal and California Requirements for Employer Health Benefits

Explore essential federal COBRA and California state requirements for employer health benefits continuation coverage and compliance obligations.

U.S. Medicare and Medicaid Fraud Debate: Focus Shifts from Patients to Providers

Examining fraud in U.S. Medicare and Medicaid: shifting focus from patient eligibility to provider and insurer fraudulent practices amid congressional budget cuts and regulatory challenges.

Lawsuits Accuse Insurers of Conspiring to Limit Fire Insurance in California

In 2025, California homeowners filed lawsuits accusing insurers of conspiring to restrict fire insurance coverage in wildfire-prone areas, pushing homeowners toward the FAIR Plan with higher premiums and fewer benefits.

Texas Appeals Court Upholds Dismissal in State Farm Life Insurance Dispute

Texas appeals court upholds dismissal of lawsuit against State Farm, affirming interpleader action's protective role in resolving contested life insurance beneficiary claims.

3rd Circuit Upholds Insurance Exclusions for Pre-Acquisition Wrongful Acts

The 3rd Circuit Court rules that insurance policy exclusions for pre-acquisition wrongful acts will be strictly enforced, stressing the importance of due diligence in mergers and acquisitions.

Washington Enacts Law Guaranteeing Independent Auto Damage Appraisals

Washington State's new law mandates independent appraisals for auto insurance damage disputes starting 2026, enhancing consumer rights and claim fairness.