INSURASALES

Tag: Insurance Law

Fifth Circuit Reinstates Coverage Despite Controlled-Substance Exclusion in Homeowners Policy

Fifth Circuit Reinstates Coverage Despite Controlled-Substance Exclusion in Homeowners Policy

The Fifth Circuit revives homeowners policy coverage by rejecting insurer's controlled-substance exclusion in a catastrophic injury case, emphasizing causation's role.

California Auto Insurance Case Challenges Marital Status Discrimination

California Auto Insurance Case Challenges Marital Status Discrimination

California Court of Appeal reviews case on marital status discrimination in auto insurance premiums under Proposition 103 and civil rights laws.

UnitedHealth Seeks Dismissal of Ballad Health Medicare Advantage Lawsuit

UnitedHealth Group moves to dismiss Ballad Health's Medicare Advantage lawsuit citing binding arbitration agreements and jurisdiction issues in federal court.

California Court Clarifies "Occurrence" Definition in Homeowners Insurance Intentional Acts Case

California appellate court ruling clarifies "occurrence" in homeowners insurance for intentional acts excluding coverage despite concurrent negligence findings in assault case.

Connecticut Supreme Court Limits Brokers' Duty on Insurance Policy Non-Renewal Notices

The Connecticut Supreme Court rules that insurance brokers are not required to inform clients about non-renewal of homeowners insurance policies, defining broker duties and impacting insurance practices.

Ontario Court Caps Vehicular Accident Insurance Payout at $2.3M Aggregate

Ontario Superior Court rules $2.3 million aggregate insurance coverage limit in vehicular accident case involving 25 claimants, clarifying excess liability and family protection endorsements.

Court Affirms No Coverage for ATV Accident Under Standard Auto Policy

A federal appeals court in Michigan ruled that injuries from an ATV accident are not covered under standard auto insurance policies due to the vehicle's off-road design. This decision impacts coverage interpretation under Michigan's no-fault statute.

Maryland Supreme Court Clarifies Postconviction DNA Testing, Settlement Deadlines, and Insurance Claim Assignments

Maryland Supreme Court rulings clarify standards for postconviction DNA testing, timely settlement acceptance, and insurance claim assignments under anti-assignment clauses, guiding legal and insurance professionals.

Georgia Automotive Tort Verdicts Highlight Litigation Trends and Policy Challenges

Analysis of recent Georgia automotive tort verdicts reveals litigation strategies, insurer challenges, and implications of advancing tort reform legislation in automotive insurance claims.

Illinois Bill Seeks to Prohibit Life Insurance Denials Based on Criminal Records

Illinois proposes legislation to prevent life insurers from denying coverage based on criminal history, advancing inclusive underwriting reforms.