In 2025, U.S. insurance technology enters a transformative phase driven by AI, IoT, parametric policies, and embedded insurance models, reshaping underwriting, claims, and customer engagement.
Shory partners with Wio Bank to offer embedded car insurance in the Wio Personal app, enabling monthly installment payments and enhancing insurance accessibility in the UAE market.
Explore the top five technological innovations redefining the U.S. insurance industry, including Generative AI, cloud-native systems, IoT, embedded insurance, and blockchain, enhancing operations and customer experience.
Inshur has raised $35 million from Trinity Capital to develop AI-powered embedded auto insurance solutions for autonomous vehicles, targeting U.S. expansion and on-demand service platforms like Uber and Amazon Flex.
PassportCard expands embedded insurance capabilities with acquisition of Pattern, enhancing API-driven travel insurance technology and global market reach.
Auto insurance rates in Texas rose to 125% of the national average in 2024, leading to higher buyer walkaways and challenges for dealerships. Integrating insurance solutions can help retain sales.
