Commercial auto insurance in the U.S. continues to face underwriting losses for the 14th year, driven by rising claims costs and under-reserving, according to AM Best.

The U.S. commercial auto insurance line incurs $10 billion in net underwriting losses over two years due to increased claims costs and adverse loss reserve developments, impacting the P/C insurance market.

The U.S. property/casualty insurance sector posted $11.2B in net underwriting income for H1 2025, driven by premium growth and investment income despite rising catastrophe losses and lower capital gains.

AM Best upgrades Crum & Forster to A+; Aspen Insurance ratings under review following Sompo’s $3.5B acquisition. Moody's and S&P assess impact on global specialty insurance and reinsurance sectors.

AM Best revises U.S. health insurance sector outlook to negative due to higher medical utilization, rising costs, and regulatory challenges impacting Medicare, Medicaid, commercial, and ACA markets through 2025.

The U.S. captive reinsurance sector continues steady growth with rising profitability and expanded market penetration, driven by rate increases and regulatory updates.

AM Best revises outlook to stable for California Insurance Company and affiliates, affirming strong financial strength and governance improvements amid ongoing legal dispute.

Curative Insurance Company retains AM Best A- rating for 3rd year, reflecting financial strength and innovative zero deductible employer health plans.

Bermuda retains its top position in offshore reinsurance for US life and annuity insurers in 2024, accounting for over 40% of ceded reserves and enabling capital efficiency and growth despite a slowed reserve growth rate.

Porch Group's Homeowners of America Insurance Company ranked first in Texas and third nationally in direct combined ratio performance in the 2024 AM Best report, demonstrating strong underwriting and loss ratio improvements continuing into 2025.