INSURASALES

Mississippi's Hurricane Mitigation Program Faces Funding Suspensions Amid Rising Insurance Rates

Funding suspensions stall Mississippi's Comprehensive Hurricane Damage Mitigation Program amid rising coastal insurance rates and legislative deadlock. Explore regulatory impacts and program challenges.

Arkansas Launches State Captive Insurance Program for Schools in 2025

Arkansas to implement the State Captive Insurance Program (SCIP) in 2025, centralizing property and casualty insurance for schools and state-owned properties to enhance risk management and cost efficiency.

Specialized Insurance and Energy Independence Shape Risk Management Trends

Explore how insurance specialization and corporate energy independence are transforming risk management with tailored solutions and advanced risk engineering approaches.

New Jersey Suit Tests Insurance Coverage for Product Liability Class Actions

Hair Zone's federal lawsuit against Hartford and Travelers challenges insurer obligations to cover defense costs for class actions alleging product-related harm, spotlighting issues in commercial insurance and coverage disputes.

Moody's Survey Signals Rate Reductions and Rising Demand in 2026 U.S. Property Reinsurance

Moody's 2025 survey reveals expected declines in U.S. property reinsurance rates for 2026 amid rising demand and stable attachment points, offering key insights for insurers and reinsurers.

Pivix and Everspan Unveil New E&S Casualty Insurance Program

Pivix Specialty Insurance Services and Everspan Group launch a new primary general liability E&S casualty program targeting contractors, real estate, hospitality, and manufacturing sectors, enhancing MGA offerings through wholesale brokers.

Critical 2025 Decision Looms Over ACA Enhanced Tax Credits and Coverage Affordability

Explore the implications of the 2025 decision on ACA enhanced tax credits that impacts health insurance affordability for 24 million Americans and federal health policy.

CMS Delays Medicare Advantage Supplemental Benefit Reminder Rule Until 2026

CMS delays the Medicare Advantage rule requiring midyear reminders about unused supplemental benefits to 2026, addressing insurers' readiness and data tracking challenges.

ACA Marketplace Premiums Expected to Soar in 2026 Without Congressional Action

ACA health insurance premiums are set to rise sharply in 2026 as enhanced premium subsidies expire, with insurers citing medical inflation and drug costs. Congressional action is uncertain amid strong public support for subsidy extension.

Florida's Health Insurance Marketplace Vital Amid Premium Subsidy Uncertainty

4.7 million Floridians rely on the federal health insurance marketplace and enhanced premium subsidies. Extension of these subsidies is crucial to prevent coverage loss and maintain access to affordable care.