INSURASALES

House Republicans Debating Extension of Expiring ACA Enhanced Premium Subsidies

House Republican leaders debate extending expiring ACA enhanced premium subsidies amid potential premium spikes and internal party disagreements.

Medicaid Cuts in HR 1 Threaten Financial Stability of Oregon Healthcare Providers

Proposed Medicaid cuts in HR 1 pose financial challenges to Oregon rural hospitals and healthcare providers, potentially reducing coverage and increasing private insurance premiums.

Rising Legal Risks Drive Commercial Auto Insurance Premiums Higher in 2024

Commercial auto insurance premiums increased up to 29% in Q2 2024, driven by legal challenges and high-value verdicts. Industry reports predict continued cost rise in 2025, impacting trucking carriers' margins.

California Advances Car Dealer Fee Transparency Bill Reflecting Federal Efforts

California is advancing a bill to regulate car dealer fees, banning junk fees, requiring full price transparency, and establishing a used car return period. This follows previous federal efforts and could reshape auto retail practices.

Meanwhile Lowers Minimum Premium for Bitcoin-Denominated Life Insurance Policy

Meanwhile Inc. updates Bitcoin-denominated life insurance policy, lowering minimum premium to 0.25 BTC amid rising Bitcoin value and institutional demand. Explore the implications for U.S. and Canadian markets.

Young Adults Face Rising Medical Debt Amid Health Insurance Market Challenges

Over half of Americans aged 18-29 face rising medical debt due to high cost-sharing and limited marketplace insurance access. Regulatory gaps and pending subsidy expirations heighten risks for young adults' insurance affordability.

Medicaid Expansion Boosts Buprenorphine Access for Opioid Treatment

Medicaid expansion significantly increases buprenorphine prescriptions for opioid treatment, highlighting insurance's role in addressing the opioid crisis and ensuring access to addiction medication.

ACA Premium Tax Credit Extension Uncertainty and Market Implications

Congress faces a critical decision on the extension of ACA enhanced premium tax credits, impacting millions of insured Americans and the health insurance marketplace.

Rising Auto Insurance Costs Drive Coverage Cuts and Higher Uninsured Rates

LendingTree survey reveals rising auto insurance costs are causing increased uninsured rates and coverage reductions, with drivers cutting expenses to afford policies.

UnitedHealth Projects Stable High Star Ratings for Medicare Advantage Plans in 2026

UnitedHealth expects 78% of members in Medicare Advantage plans rated four stars or higher for 2026, supporting government reimbursements and financial outlook amid cost pressures.