Analysis of 2025 mortgage rate trends highlights Federal Reserve policy, Treasury yields, and inflation effects on U.S. housing affordability and lending costs.

Analysis of budget reconciliation effects on Medicaid, individual market coverage, and Medicare, highlighting health plans' response to potential coverage losses and the importance of health care tax credits.

Proposed Medicaid work requirements under congressional review pose risks of coverage loss for millions, especially caregivers dependent on flexible Medicaid policies. Historical and administrative challenges highlight potential disenrollment risks.

New federal tax and spending cuts bill risks removing insurance from up to 25% of Massachusetts Health Connector enrollees, impacting coverage and state health outcomes.

Explore essential factors for insurance agents transitioning from captive carriers to independent agencies, including infrastructure, carrier selection, branding, and operational strategies.

Explore how insurance agencies can strengthen disaster response with cloud-based AMS, integrated customer portals, texting, and digital payment solutions for seamless service during severe weather.

California implements regulatory reforms including catastrophe modeling and streamlined rate approvals to address the Southern California fire insurance crisis and enhance market stability.

Grand Rapids homeowners face significant losses after a major water main break, highlighting municipal immunity challenges and insurance coverage gaps.

Explore key trends in 2024-25 insurance capital markets, including debt offerings, hybrid capital structures, and funding-agreement backed notes, with focus on relevant legal and regulatory considerations impacting insurer funding strategies.

North Carolina's new auto insurance laws raise surcharges for new drivers, increase minimum liability coverage, and allow longer premium hikes for speeding violations, affecting insurance costs and risk evaluation.