INSURASALES

Advanced Technologies Transform Wildfire Risk Management in U.S. Insurance

Explore how AI-driven risk models, geospatial analytics, and advanced technologies are reshaping wildfire risk management and insurance coverage in the U.S. market.

Florida Mandates Flood Insurance for Citizens Property Policyholders by 2027

Florida's Citizens Property Insurance mandates flood insurance for most policyholders by 2027, affecting over half a million homeowners and shifting market dynamics.

Reno Sisters Face Insurance Loss and Fire Aftermath in High-Risk Zone

Two Reno sisters lost their home to fire and insurance coverage due to high wildfire risk, illustrating challenges of insuring homes in fire zones and community emergency support efforts.

New York Life Advances AI-Driven HR Innovation and Career Development

New York Life integrates AI to modernize HR functions with its Career Hub platform, enhancing internal mobility, gig projects, and employee upskilling within the insurance sector.

Rhode Island Insurance Premiums Surpass 25% of Median Household Income Amid Regional Cost Increases

Insurance premiums in Rhode Island now exceed 25% of the median household income, with Delaware approving ACA premium increases for next year, reflecting rising costs in the regional insurance market.

Johns Hopkins Medicine Ends Contract Talks with UnitedHealthcare Over Treatment Terms

Johns Hopkins Medicine ends contract negotiations with UnitedHealthcare after eight months amid disputes over treatment refusal language in employer-based insurance plans. Highlights payer-provider tensions over network participation and patient access.

Key Developments in U.S. Prior Authorization Reform Legislation and CMS Initiatives

Explore recent legislative and CMS efforts to reform prior authorization in U.S. healthcare, focusing on bipartisan bill progress, CMS regulations, and new experimental models to streamline Medicare prior authorization processes.

Connecticut Health Insurance Rates Approved with Nearly 17% Hike for 2025

Connecticut Insurance Department approves nearly 17% average health insurance premium increases for 2025 individual plans, citing rising healthcare and prescription drug costs impacting consumers and small businesses.

House GOP Proposes Short-Term Funding with Added Security Ahead of Shutdown Deadline

House Republicans introduce a stopgap funding bill extending federal budgets through November, adding security funds amid shutdown risks. Democrats seek healthcare funding cuts reconsideration. Senate needs bipartisan support for passage.

Senator Shaheen Pushes to Permanently Extend ACA Premium Tax Credits

Senator Jeanne Shaheen leads effort to permanently extend ACA premium tax credits to prevent premium spikes and coverage loss for millions, addressing affordability and access issues.