INSURASALES
Senate Democrats Push Clean Extension of ACA Tax Credits Amid Healthcare Cost Debate

Senate Democrats Push Clean Extension of ACA Tax Credits Amid Healthcare Cost Debate

Senate Democrats advance a clean three-year extension of enhanced ACA tax credits to prevent health insurance premium hikes, spotlighting the ongoing legislative healthcare debate in the U.S.

Georgia Homeowner's Battle Over Fraudulent Insurance Claim Highlights Industry Data Risks

Georgia Homeowner's Battle Over Fraudulent Insurance Claim Highlights Industry Data Risks

A Georgia homeowner's struggle with a fraudulent fire damage claim exposes gaps in insurance claim verification and the impact of inaccurate records in the C.L.U.E. database on premiums.

GAO Uncovers Extensive Fraud in ACA Marketplace Subsidies Impacting Costs

GAO Uncovers Extensive Fraud in ACA Marketplace Subsidies Impacting Costs

GAO report reveals systemic fraud in ACA marketplace subsidies, causing billions in improper payments and driving up healthcare costs. Policy reforms seek to improve program integrity and reduce premiums.

When Whole Life Policies Come Full Circle

When Whole Life Policies Come Full Circle

U.S. Tax Court decision clarifies tax implications of whole life insurance policy loans and surrenders, highlighting key IRS compliance issues for insurers and policyholders.

Senate Debates Bipartisan Options on ACA Tax Credit Extensions Amid Premium Surge

Senate Debates Bipartisan Options on ACA Tax Credit Extensions Amid Premium Surge

The Senate faces key decisions on extending Affordable Care Act tax credits with bipartisan negotiations ongoing amid rising premiums. GOP and Democrats explore health savings accounts and association health coverage proposals to manage costs.

AM Best Reports Stable Outlook for U.S. Commercial Lines Amid Emerging Risks

AM Best Reports Stable Outlook for U.S. Commercial Lines Amid Emerging Risks

AM Best maintains a stable outlook for U.S. commercial lines insurance in 2025 despite challenges from litigation, inflation, and evolving risks. Specialized risk control and AI-driven underwriting are key trends.

Florida Proposes State Exchange for Individual Health Insurance with ICHRAs

Florida House panel backs a proposal to create a state-run online exchange for individual health insurance linked to ICHRAs, aiming to expand coverage options and address rising costs.

Farmers Insurance Lifts Policy Caps, Expands California Homeowners Coverage

Farmers Insurance removes policy caps in California, expands homeowners coverage while seeking 6.99% rate hike under Sustainable Insurance Strategy to stabilize market.

Medicare Payment Reform Bill Aims to Index Physician Fees to Economic Conditions

The Strengthening Medicare for Patients and Providers Act proposes indexing Medicare physician payments to the Medicare Economic Index to reflect economic realities and stabilize reimbursement.

Vanguard Launches Target-Date Fund with Embedded Annuity to Enhance Retirement Income

Vanguard introduces Target Retirement Lifetime Income funds integrating annuities to simplify predictable retirement income for 401(k) investors, amid rising demand for income-focused retirement solutions.