INSURASALES

New Federal Law Cuts Medicaid and ACA Marketplace Coverage, Tightens Eligibility

New federal legislation introduces significant cuts to Medicaid and ACA marketplace subsidies, tightens eligibility requirements, and may reduce coverage for millions by 2034.

Wyoming Health Insurance Market Faces Challenges as Mountain Health Co-Op Withdraws

Mountain Health Co-Op's exit from Wyoming's health insurance market highlights the state's rising premiums, rural health care challenges, and insurer market dynamics.

D.C. Begins Phaseout of Health Care Alliance Insurance Program Covering 30,000 Residents

D.C. initiates a two-year phaseout of the Health Care Alliance, an insurance program covering 30,000 residents without alternative options, raising concerns on healthcare access for vulnerable populations.

HealthSpring Launches Diverse Medicare Plans for 2026

HealthSpring unveils comprehensive Medicare plans for 2026, featuring enhanced benefits, chronic condition support, and expansive coverage in 29 states and DC. Enrollment opens October 15.

BetterLife Partners with Mutual of Omaha to Launch Critical Illness Lump-Sum Benefits

BetterLife teams up with Mutual of Omaha to offer Critical Advantage, a suite of simplified underwriting lump-sum critical illness benefits targeting rural and small-town U.S. communities.

Allianz Life US Notifies 1.5M of July Data Breach via Cloud CRM Hack

Allianz Life Insurance Company of North America reports a July data breach affecting 1.5 million customers via a third-party cloud CRM system. The breach involved personal data theft and highlights third-party cybersecurity risks in insurance.

Expiration of Enhanced ACA Subsidies Threatens Coverage and Raises Federal Spending Debate

The potential expiration of enhanced ACA subsidies at the end of 2024 could lead to significant premium increases and coverage losses, intensifying debates on federal healthcare spending and insurance affordability.

Government Shutdown Threatens ACA Subsidies, Impacting U.S. Health Insurance Market

The government shutdown puts enhanced Affordable Care Act subsidies at risk, raising premiums and threatening coverage for working and middle-class Americans. Democrats push to extend subsidies to stabilize the insurance marketplaces.

Federal Shutdown Halts New NFIP Flood Insurance Policies in Louisiana

The federal government shutdown stops new flood insurance policies under NFIP in Louisiana, impacting homeowners and prompting legislative efforts for a solution.

U.S. Insurers Face Divergent Regulatory Approaches on AI Governance

U.S. insurance regulators debate AI governance with varied approaches from NAIC principles and Colorado's rules to NCOIL's model law. Industry voices emphasize balanced oversight and innovation.