INSURASALES

AM Best: Rising Individual Annuity Surrenders Impact Profitability

AM Best report reveals a 27% drop in individual annuity profitability driven by rising surrenders and increased offshore reinsurance by private equity-owned insurers, influencing transparency and risk in 2024.

F&G Annuities & Life Stock Dips; Analysts Project Moderate Upside

F&G Annuities & Life Inc stock fell 3.23% to $31.46 with analysts projecting a 12.84% upside. Brokerage firms recommend holding the stock, reflecting moderate optimism in the insurance sector.

TD Bank Survey Shows Growing Trust in AI for Financial Services

A TD Bank survey finds increasing American trust in AI for financial services, highlighting benefits and concerns in banking technology adoption.

DOJ and HHS Form Working Group to Enhance False Claims Act Enforcement in Healthcare

The DOJ and HHS have established a joint False Claims Act Working Group to strengthen healthcare fraud investigations using advanced data analytics and interagency cooperation.

Study Shows Insurance-Based Survival Disparities Widen Post-Introduction of Immune Checkpoint Inhibitors

Research reveals that survival disparities by insurance coverage have widened after immune checkpoint inhibitors approval for stage IV cancers, urging policy action to improve access and affordability.

Medica Expands Nonprofit Health Insurance with Coordinated Care in St. Louis

Medica enters St. Louis offering a nonprofit health insurance option with integrated coordinated care aligned to major provider networks Mercy and SSM. This model promotes efficient care and competitive pricing without shareholder pressure.

US Children’s Health Declines: Rising Chronic Conditions and Mortality Rates

Study shows decline in US children’s health with rising obesity, chronic conditions, and mortality compared to other high-income countries. Insights on policy impacts and insurance considerations.

2023 Tax Legislation Reshapes ACA Enrollment and Premiums in State Marketplaces

New 2023 tax and spending law changes ACA rules, ending automatic reenrollment and raising premiums, heavily impacting state-based marketplaces and coverage levels.

Key 2025 Changes to Texas Auto Insurance and Vehicle Regulations

Texas is set to implement major 2025 reforms impacting auto insurance rate classifications, allowing kei cars, and replacing paper temporary tags to reduce fraud. Key regulatory updates for insurers and stakeholders.

California Advances Auto Retail Protections Following FTC Rule Reversal

California's CARS Act aims to improve auto retail protections after the FTC CARS Rule was overturned, enhancing affordability and reducing risks for vehicle buyers.