Key Q3 2025 updates on class action litigation, expert evidence standards, arbitration waivers, and auto insurance valuation disputes impacting U.S. insurers and legal strategies.

Kyle Busch and Pacific Life confront lawsuits alleging deceptive marketing of Indexed Universal Life policies, raising critical issues in life insurance compliance and consumer protection.

Florida's insurance market sees significant improvements with declining auto and homeowners rates, reduced litigation, increased insurer participation, and regulatory reforms enhancing consumer benefits.

Pacific Guardian Life settles $2 million class action over August 2023 data breach exposing sensitive customer data. Eligible claimants may receive up to $2,020. Claim deadline Dec 21, 2025.

State Farm sued in North Carolina for allegedly undervaluing total loss claims by reducing retail values of comparable vehicles, raising regulatory and compliance issues in insurance claim valuations.

Court upholds CMS decision on Humana Medicare Advantage star ratings amid rising class-action insurance lawsuits involving provider network inaccuracies and insurer duties.

A major ERISA lawsuit alleges wrongful denial of disability benefits by top insurers, raising compliance and fiduciary duty issues under federal law.

Illinois district court partially limits State Farm ACV class action claims in Alaska, West Virginia, Kentucky, and Mississippi, highlighting complex insurance litigation and regulatory issues.

The Ninth Circuit denies class certification in a contested Progressive insurance case challenging the use of the projected sold adjustment for totaled vehicles, highlighting complex valuation and legal issues.

USAA to pay $5 million to settle Maryland class-action lawsuit alleging unlawful late fees on auto insurance policies. Settlement pending court approval.